Tink

Open banking API for account data (AIS), pay-by-bank payments (PIS) and account verification, covering 511+ banks across 27 countries.

511+
Banks
27
Countries
AIS + PIS
Products

Tink at a glance

Headquarters
Sweden
Banks covered
511+ institutions
Countries
27
Products
Account data (AIS), pay-by-bank payments (PIS) and account verification
Licence
Authorised payment institution licensed by the Swedish FSA (Finansinspektionen, ID 44059) for AIS & PIS, passported across the EEA
Bank connections
Official bank APIs
Sandbox
Yes
Pricing
Usage-based per product (Transactions, Account Check, PIS); Standard / Enterprise (quote from sales)
Last updated
October 2026

Source: Open Banking Tracker data and Tink's public documentation and regulator registers. Confirm details with Tink before you rely on them.

Coverage by country

Top 12 of 27 countries, by institutions listed.

Who uses Tink

41 companies disclose Tink in their embedded-finance stack, ranking it #6 of 87 in Open Banking.

By segment

  • Fintech46%
  • Infrastructure17%
  • Vertical SaaS15%
  • Bank10%
  • Horizontal SaaS10%

By region

  • EU22
  • UK12
  • Other5

Used for

  • Open Banking41

Often used alongside

  • Plaid 15%
  • Stripe 15%
  • GoCardless 10%
  • Mastercard 10%
  • Powens 10%
  • Salt Edge 10%
  • Yapily 10%
  • Adyen 5%

Share of Tink's customers that also disclose each provider.

See all 41 customers on the Embedded Finance Index ↗

Banks supported by Tink

511+ institutions connect through Tink. Pick a bank for its connection guide, or check a whole list of banks at once.

1822direkt1822direkt Connect guide →AASEN SPAREBANKAASEN SPAREBANK Connect guide →ABANCAABANCA Connect guide →ABN AmroABN Amro Connect guide →ActivoBankActivoBank Connect guide →Addiko BankAddiko Bank Connect guide →Aktia BankAktia Bank Connect guide →Aktivbank AGAktivbank AG Connect guide →Allianz Bank Financial AdvisorsAllianz Bank Financial Advisors Connect guide →Allied Irish BankAllied Irish Bank Connect guide →American ExpressAmerican Express Connect guide →ArgentaArgenta Connect guide →ASN BANKASN BANK Connect guide →AURSKOG SPAREBANKAURSKOG SPAREBANK Connect guide →Austrian Anadi BankAustrian Anadi Bank Connect guide →Banca Capasso AntonioBanca Capasso Antonio Connect guide →BANCA DEL FUCINOBANCA DEL FUCINO Connect guide →Banca del Mezzogiorno - MedioCredito CentraleBanca del Mezzogiorno - MedioCredito Centrale Connect guide →BANCA DEL PIEMONTEBANCA DEL PIEMONTE Connect guide →Banca GalileoBanca Galileo Connect guide →Banca IfisBanca Ifis Connect guide →Banca Popolare di CividaleBanca Popolare di Cividale Connect guide →Banca ProgettoBanca Progetto Connect guide →BANCA SANTA GIULIA S.P.A.BANCA SANTA GIULIA S.P.A. Connect guide →Banca SellaBanca Sella Connect guide →Banca WidibaBanca Widiba Connect guide →Banco BPMBanco BPM Connect guide →Banco Desio e della Brianza Privati e Aziende (Dweb)Banco Desio e della Brianza Privati e Aziende (Dweb) Connect guide →Banco MediolanumBanco Mediolanum Connect guide →Banco MontepioBanco Montepio Connect guide →Banco PichinchaBanco Pichincha Connect guide →Banco SabadellBanco Sabadell Connect guide →Bank NagelmackersBank Nagelmackers Connect guide →BANK NORWEGIANBANK NORWEGIAN Connect guide →Bank of IrelandBank of Ireland Connect guide →Bank PekaoBank Pekao Connect guide →Bank11 für Privatkunden und Handel GmbHBank11 für Privatkunden und Handel GmbH Connect guide →BANKHAUS E. MAYER AGBANKHAUS E. MAYER AG Connect guide →Bankhaus Gebr. Martin AGBankhaus Gebr. Martin AG Connect guide →Bankhaus Werhahn GmbHBankhaus Werhahn GmbH Connect guide →BankinterBankinter Connect guide →Banque PopulaireBanque Populaire Connect guide →BarclaycardBarclaycard Connect guide →BarclaysBarclays Connect guide →BAWAG P.S.K.BAWAG P.S.K. Connect guide →BBBankBBBank Connect guide →BBVABBVA Connect guide →BelfiusBelfius Connect guide →BeobankBeobank Connect guide →BERG SPAREBANKBERG SPAREBANK Connect guide →Bien SparebankBien Sparebank Connect guide →BIRKENES SPAREBANKBIRKENES SPAREBANK Connect guide →BJUGN SPAREBANKBJUGN SPAREBANK Connect guide →BNP Paribas FortisBNP Paribas Fortis Connect guide →BPER BancaBPER Banca Connect guide →BTVBTV Connect guide →bunqbunq Connect guide →BW-BankBW-Bank Connect guide →Caisse d'EpargneCaisse d'Epargne Connect guide →Caixa Central de Crédito Agrícola Mútuo CRLCaixa Central de Crédito Agrícola Mútuo CRL Connect guide →Caixa PopularCaixa Popular Connect guide →Caixa Rural BenicarloCaixa Rural Benicarlo Connect guide →CaixaBankCaixaBank Connect guide →Capital OneCapital One Connect guide →Cassa Centrale Banca Credito Coop. ItalianoCassa Centrale Banca Credito Coop. Italiano Connect guide →Cassa di risparmio di OrvietoCassa di risparmio di Orvieto Connect guide →Cater Allen Private BankCater Allen Private Bank Connect guide →Česká spořitelnaČeská spořitelna Connect guide →Chase UKChase UK Connect guide →COFIDISCOFIDIS Connect guide →CommerzbankCommerzbank Connect guide →Consors FinanzConsors Finanz Connect guide →ConsorsbankConsorsbank Connect guide →Crédit AgricoleCrédit Agricole Connect guide →Crédit MutuelCrédit Mutuel Connect guide →Crédit Mutuel de Bretagne (CMB)Crédit Mutuel de Bretagne (CMB) Connect guide →CrelanCrelan Connect guide →Cynergy BankCynergy Bank Connect guide →Danske BankDanske Bank Connect guide →Deutsche BankDeutsche Bank Connect guide →DNBDNB Connect guide →Drangedal SparebankDrangedal Sparebank Connect guide →EasybankEasybank Connect guide →EthikBank eGEthikBank eG Connect guide →ETNEDAL SPAREBANKETNEDAL SPAREBANK Connect guide →Eurocaja RuralEurocaja Rural Connect guide →EVJE OG HORNNES SPAREBANKEVJE OG HORNNES SPAREBANK Connect guide →Findomestic BancaFindomestic Banca Connect guide →FinecoFineco Connect guide →FINOMFINOM Connect guide →First DirectFirst Direct Connect guide →FORTUNEOFORTUNEO Connect guide →Fürst Fugger Privatbank AktiengesellschaftFürst Fugger Privatbank Aktiengesellschaft Connect guide →Generali BankGenerali Bank Connect guide →GlobalCajaGlobalCaja Connect guide →GRENKE BANK AGGRENKE BANK AG Connect guide →GRONG SPAREBANKGRONG SPAREBANK Connect guide →GRUE SPAREBANKGRUE SPAREBANK Connect guide →Grupo Caja RuralGrupo Caja Rural Connect guide →Guber BancaGuber Banca Connect guide →

Tink vs alternatives

All Tink alternatives · Compare any two aggregators · Which aggregator covers your banks?

What is Tink?

Tink is a banking API aggregator: one integration model so apps can reach many institutions with user consent. We list about 511 institutions in this directory; your app’s real coverage can still differ by product and market. For a simple mental model, Tink is like a power strip for financial data: many banks share one interface, and your product plugs in once.

Building on Tink? See its API and SDKs on API Tracker.

Tink FAQ

Tink is an open banking API aggregator headquartered in SE. It provides account information (AIS), payment initiation (PIS), account or identity verification through a single integration, so apps can reach many banks with the customer's consent instead of building one connection per bank.

Open Banking Tracker lists 511 institutions reachable through Tink. Real coverage can differ by product, market, and individual bank, so use the supported-banks table on this page and confirm specific institutions in Tink's own documentation.

Yes. Authorised payment institution licensed by the Swedish FSA (Finansinspektionen, ID 44059) for AIS & PIS, passported across the EEA. Authorisations held: Finansinspektionen (Sweden), PSD2. Verify current licensing on the relevant regulator's public register before you rely on it.

Yes. Tink offers payment initiation (PIS), so you can move money account-to-account ("pay by bank") with the payer's authorisation. Product names and market availability vary — confirm in Tink's documentation.

Yes. Tink offers verification products (such as account-ownership or income checks) built on its open banking connectivity. Verification = Account Check (ownership) and Income Check. Availability varies by market — confirm in Tink's documentation.

Tink pricing is sales-gated (you contact sales for rates): Usage-based per product (Transactions, Account Check, PIS); Standard / Enterprise. A free developer sandbox is available to test before you commit.

Open Banking Tracker lists institutions in 27 countries reachable through Tink. The most covered are Germany, Norway, Italy, Denmark, United Kingdom and Spain. Coverage varies by product, so confirm specific banks in Tink's documentation.

Common alternatives to Tink include Plaid, Mastercard Open Banking, GoCardless, Volt and Salt Edge. Open Banking Tracker has side-by-side comparisons of bank coverage, markets, licences and products for each pair, plus a full list of Tink alternatives at https://www.openbankingtracker.com/api-aggregators/tink/alternatives.