Nordigen (acquired by GoCardless) vs Tink: both are open banking API aggregators offering account information (AIS) and payment initiation (PIS). Nordigen (acquired by GoCardless) has the broader connectivity footprint (63 vs 46 countries of bank coverage), and they overlap on 44 shared markets. Nordigen (acquired by GoCardless) is headquartered in LT, while Tink is based in SE.
Nordigen (acquired by GoCardless) vs Tink at a glance
| Nordigen (acquired by GoCardless) | Tink | |
|---|---|---|
| Headquarters | LT | SE |
| Market focus | Multi-region | Multi-region |
| Countries covered | 63 | 46 |
| Institutions tracked | 54 | 511 |
| Account data (AIS) | ||
| Payments (PIS) | — | |
| Verification | — | |
| Regulated | FCMC (Latvia), PSD2 AISP | Finansinspektionen (Sweden), PSD2 |
| Sandbox | ||
| Pricing model | Freemium: free AIS bank account data + paid premium/advanced data | Usage-based per product (Transactions, Account Check, PIS); Standard / Enterprise |
| Free production tier | — | |
| Developer portal | ||
| Sources | ||
| View Nordigen (acquired by GoCardless) | View Tink |
Nordigen (acquired by GoCardless) vs Tink: bank coverage overlap
Nordigen (acquired by GoCardless) and Tink share 44 markets where both connect to banks. Nordigen (acquired by GoCardless) additionally reaches 19 markets Tink does not (AE, BD, CN, CO, HK, ID, IN, JP…), while Tink reaches 2 markets Nordigen (acquired by GoCardless) does not (EC, GI).
Coverage figures are derived from verified per-bank connectivity data tracked on Open Banking Tracker, not provider marketing claims. See the coverage explorer for the full breakdown by continent.
Choose Nordigen (acquired by GoCardless) if…
- you need the widest country coverage (63 markets)
- you prefer a provider headquartered in Lithuania
Choose Tink if…
- you want the largest number of connected institutions (511)
- you prefer a provider headquartered in Sweden
Frequently asked questions
What is the difference between Nordigen (acquired by GoCardless) and Tink?
Nordigen (acquired by GoCardless) vs Tink: both are open banking API aggregators offering account information (AIS) and payment initiation (PIS). Nordigen (acquired by GoCardless) has the broader connectivity footprint (63 vs 46 countries of bank coverage), and they overlap on 44 shared markets. Nordigen (acquired by GoCardless) is headquartered in LT, while Tink is based in SE.
Which has wider bank coverage, Nordigen (acquired by GoCardless) or Tink?
Nordigen (acquired by GoCardless) has wider coverage, reaching 63 countries versus 46 for Tink. They overlap on 44 shared markets.
Can I use both Nordigen (acquired by GoCardless) and Tink?
Yes. Many teams use more than one open banking aggregator — for example one for its strongest region and another for fallback coverage or specific institutions. Both Nordigen (acquired by GoCardless) and Tink expose account information (AIS) and payment initiation (PIS) APIs that can run in parallel.