Tink vs Yapily: both are open banking API aggregators offering account information (AIS) and payment initiation (PIS). Yapily has the broader connectivity footprint (47 vs 46 countries of bank coverage), and they overlap on 40 shared markets. Tink is headquartered in SE, while Yapily is based in GB.
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Tink vs Yapily at a glance
| Tink | Yapily | |
|---|---|---|
| Headquarters | SE | GB |
| Market focus | Multi-region | Multi-region |
| Countries covered | 46 | 47 |
| Institutions tracked | 511 | 445 |
| Account data (AIS) | ||
| Payments (PIS) | ||
| Verification | ||
| Regulated | Finansinspektionen (Sweden), PSD2 | FCA, Bank of Lithuania, PSD2 |
| Sandbox | ||
| Pricing model | Usage-based per product (Transactions, Account Check, PIS); Standard / Enterprise | Custom / sales-negotiated by business stage and volume |
| Free production tier | — | — |
| Developer portal | ||
| Sources | ||
| View Tink | View Yapily |
Tink vs Yapily: bank coverage overlap
Tink and Yapily share 40 markets where both connect to banks. Tink additionally reaches 6 markets Yapily does not (GI, KY, NZ, RU, TR, ZA), while Yapily reaches 7 markets Tink does not (AL, HK, ID, PH, RS, TL, UA).
Coverage figures are derived from verified per-bank connectivity data tracked on Open Banking Tracker, not provider marketing claims. See the coverage explorer for the full breakdown by continent.
Choose Tink if…
- you want the largest number of connected institutions (511)
- you prefer a provider headquartered in Sweden
Choose Yapily if…
- you need the widest country coverage (47 markets)
- you prefer a provider headquartered in the United Kingdom
Frequently asked questions
What is the difference between Tink and Yapily?
Tink vs Yapily: both are open banking API aggregators offering account information (AIS) and payment initiation (PIS). Yapily has the broader connectivity footprint (47 vs 46 countries of bank coverage), and they overlap on 40 shared markets. Tink is headquartered in SE, while Yapily is based in GB.
Which has wider bank coverage, Tink or Yapily?
Yapily has wider coverage, reaching 47 countries versus 46 for Tink. They overlap on 40 shared markets.
Can I use both Tink and Yapily?
Yes. Many teams use more than one open banking aggregator — for example one for its strongest region and another for fallback coverage or specific institutions. Both Tink and Yapily expose account information (AIS) and payment initiation (PIS) APIs that can run in parallel.