United Kingdom

Complete list of 52 challenger banks and neobanks headquartered in United Kingdom. Compare digital-first banks with API access, sandbox availability, and more.

#Challenger Banks in United Kingdom

52 digital-first banks headquartered here.

52
Challenger banks
14
With developer portal
13
With sandbox

#All challenger banks

220 Bank
3S MONEY
3S Money (also stylised as 3s.money) is a London-based challenger bank, focusing on international trade.
APISandbox
Allica Bank
By combining tailored expertise, local relationships and powerful technology, Allica Bank is built specifically to empower small businesses like yours to succeed.
ANNA Money
The mobile business account that does your invoices, estimates tax owed and reminds you of tax deadlines.
Atmen
A challenger banking service looking to “bring colour to banking”
Atom Bank
B
Bó, was the digital bank developed by RBS-owned Natwest. The news to discontinue Bó and focus on Mettle was announced in May 2020.
Capital On Tap
Capital on Tap is a lender that provides working capital such as loans and credit cards to small businesses.
APISandbox
Cashplus
APISandbox
Cleo
Your AI friend that looks after your money. Sign up for free, it takes less than 2 minutes.
Countingup
Countingup is your accounting and banking in one place; the simple way to run a business. For freelancers, contractors, self-employed sole traders and limited companies. Countingup is a business current account & online accounting software.
curve
Curve is a payment card that aggregates multiple payment cards through its accompanying mobile app, allowing a user to make payments and withdrawals from a single card. It lets you switch the bank card you paid with after each transaction is complete.
Dozens
A current account with saving tools and an investments, all built on a socially responsible business model.
APISandbox
Eversend
Eversend is a neobank for Africans, anywhere they are in the world. Designed with the utmost security to offer you money transfers to mobile money and bank accounts, multiple currency wallets, currency exchange, airtime purchase, insurance and bill payments.
FIBR
At FIBR we are committed to creating faster, fairer and more flexible financing solutions for small to medium businesses.
Frost
Meet Frost the smart digital account that compares and switches energy supplier for you, lets you pay like a local abroad, and helps you take control of your spending.
Fundsfy
Fundsfy is on a mission to be the first neobank for investors.
Gimi
Gimi is a pocket money management app that teaches children about money.
GoHenry
GoHenry is an online app and debit card that lets parents monitor their children's spending by issuing them prepaid Visa debit cards.
Griffin
APISandbox
Hammock
We created Hammock to give landlords full control over their property finances. Current account services, rent collection, bookkeeping, all in on place.
HSBC Kinetic
KiyanPay
Making Banking Social. Stay Tuned For A Finance Revolution. No hidden fees, no fuss. Just pure, straightforward banking.
Kroo
The app and beta debit Mastercard® that helps you to split costs with friends and family and we’ll do the maths. Track who owes who and settle up with transfers.
Lanistar
Bringing you a new debit card with a twist. Take control of your finances and manage your savings through our app. Are you ready to join the movement?
Longevity Bank
Health is the New Wealth. Longevity Card is the new way to manage your money and lead a healthy lifestyle in one app.​
Masthaven
Mettle
API
Mode
Mode is the all-in-one solution for all your Bitcoin needs, one that gives you the control and transparency you deserve.
Monese
APISandbox
Monolith
Self-sovereign finance, powered by Ethereum.
Monzo
Monzo is a bank that makes life easier, not harder.
APISandbox
Neuros
The first challenger bank for Autism, ADHD, Asperger, OCD and other cognitive challenges.
OakNorth Bank
Osper
Recognise Bank
Recognise Bank is a provider of Banking services to UK's Small and Medium sized Enterprises (SMEs).
Revolut
APISandbox
Rizq
Rizq is the UK’s first alternative Islamic digital banking app.
SmartSave
Starling Bank
Better bank accounts for personal(£ or €), joint & business. Instant alerts when you spend & get paid, spending habit insights + no fees overseas. Apply in minutes.
APISandbox
StorkCard
Raising a family is expensive. StorkCard helps parents take control of their spending, save money on baby purchases and coordinate childcare costs more effectively.
sync.
sync. is an all-in-one money management app that lets you take control of all your entire financial life in one app, as one experience.
Tandem Bank
APISandbox
tide.
APISandbox
Touco
Touco helps you manage your money better, supported by someone you trust, like a carer. Our app securely connects to your bank account, helps you create spending alerts and then asks you to nominate a trusted family member or friend
Transferwise
APISandbox
Twig
Twig is your Bank of Things. Use Twig to receive instant payment for your clothes, gadgets and more.
Tymit
Say goodbye to the minimum payment trap, confusing interest charges and hidden fees.
APISandbox
Wirex
A borderless payment platform giving you control over your money. Buy, store, exchange and spend your crypto and fiat currencies using Wirex App and Visa card
Ziglu
Crypto and foreign currencies in a single, integrated UK-based account. The best exchange rates. Simple international payments. Spend any currency anywhere. Easy-to-use and highly secure. No hidden fees. Get the app and card now completely free of charge!
Zopa
In 2005 we built the first ever peer-to-peer (P2P) lending company to give people access to simpler, better-value loans and investments. Since then we've helped hundreds of thousands of customers take the stress out of money by building our business on honesty, transparency and trust.
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