Pluggy

Open banking API for account data (AIS), pay-by-bank payments (PIS) and account verification, covering 99+ banks across 5 countries.

99+
Banks
5
Countries
AIS + PIS
Products
Developer docsAPI & SDKs on API TrackerCheck your banks

Pluggy at a glance

Headquarters
Brazil
Banks covered
99+ institutions
Countries
5
Products
Account data (AIS), pay-by-bank payments (PIS) and account verification
Licence
Authorised Payment Initiator (ITP) under Banco Central do Brasil Resolution BCB nº 80
Bank connections
Official APIs, with screen scraping for some banks
Sandbox
Yes
Pricing
Subscription (Basic from R$2,500/mo) + custom enterprise (partly published)
Last updated
October 2026

Source: Open Banking Tracker data and Pluggy's public documentation and regulator registers. Confirm details with Pluggy before you rely on them.

Coverage by country

Banks supported by Pluggy

99+ institutions connect through Pluggy. Pick a bank for its connection guide, or check a whole list of banks at once.

Banco BradescoBanco Bradesco Connect guide →Banco InterBanco Inter Connect guide →Bank of BrazilBank of Brazil Connect guide →Caixa Econômica FederalCaixa Econômica Federal Connect guide →CitiCiti Connect guide →Itaú UnibancoItaú Unibanco Connect guide →NeonNeon Connect guide →NubankNubank Connect guide →SantanderSantander Connect guide →WiseWise Connect guide →

Pluggy vs alternatives

vsPlaidPluggy vs Plaid99 vs 9,666 banksvsMastercard Open BankingPluggy vs Mastercard Open Banking99 vs 4,352 banksvsGoCardlessPluggy vs GoCardless99 vs 2,229 banksvsVoltPluggy vs Volt99 vs 1,668 banksvsSalt EdgePluggy vs Salt Edge99 vs 1,586 banksvsTinkPluggy vs Tink99 vs 511 banksvsYapilyPluggy vs Yapily99 vs 445 banksvsPowensPluggy vs Powens99 vs 116 banksvsenable:BankingPluggy vs enable:Banking99 vs 108 banksvsNeonomicsPluggy vs Neonomics99 vs 98 banksvsBridgePluggy vs Bridge99 vs 82 banksvsTrueLayerPluggy vs TrueLayer99 vs 70 banksvsNordigenPluggy vs Nordigen99 vs 54 banksvsFintecturePluggy vs Fintecture99 vs 34 banksvsBelvoPluggy vs Belvo99 vs 18 banks

All Pluggy alternatives · Compare any two aggregators · Which aggregator covers your banks?

What is Pluggy?

Pluggy is a banking API aggregator: one integration model so apps can reach many institutions with user consent. We list about 99 institutions in this directory; your app’s real coverage can still differ by product and market. For a simple mental model, Pluggy is like a power strip for financial data: many banks share one interface, and your product plugs in once.

Building on Pluggy? See its API and SDKs on API Tracker.

Pluggy FAQ

Pluggy is an open banking API aggregator headquartered in BR. It provides account information (AIS), payment initiation (PIS), account or identity verification through a single integration, so apps can reach many banks with the customer's consent instead of building one connection per bank.

Open Banking Tracker lists 99 institutions reachable through Pluggy. Real coverage can differ by product, market, and individual bank, so use the supported-banks table on this page and confirm specific institutions in Pluggy's own documentation.

Yes. Authorised Payment Initiator (ITP) under Banco Central do Brasil Resolution BCB nº 80. Authorisations held: Open Finance Brasil, Banco Central do Brasil (ITP). Verify current licensing on the relevant regulator's public register before you rely on it.

Yes. Pluggy offers payment initiation (PIS), so you can move money account-to-account ("pay by bank") with the payer's authorisation. Product names and market availability vary — confirm in Pluggy's documentation.

Yes. Pluggy offers verification products (such as account-ownership or income checks) built on its open banking connectivity. Brazil. AIS (accounts, transactions, investments, loans, identity), PIS via Pix, Identity product for verification. authorisedSince = Open Finance Brasil participant directory join date (CNPJ 37.943.755/0001-30); BCB ITP authorisation separately press-reported as June 2024. Availability varies by market — confirm in Pluggy's documentation.

Pluggy pricing is only partly published: Subscription (Basic from R$2,500/mo) + custom enterprise. A free developer sandbox is available to test before you commit.

Open Banking Tracker lists institutions in 5 countries reachable through Pluggy. The most covered are Brazil, Curacao, United States, United Kingdom and Switzerland. Coverage varies by product, so confirm specific banks in Pluggy's documentation.

Common alternatives to Pluggy include Plaid, Mastercard Open Banking, GoCardless, Volt and Salt Edge. Open Banking Tracker has side-by-side comparisons of bank coverage, markets, licences and products for each pair, plus a full list of Pluggy alternatives at https://www.openbankingtracker.com/api-aggregators/pluggy/alternatives.