PluggyvsSalt Edge

Pluggy vs Salt Edge

Open banking API aggregator comparison — coverage, markets, and capabilities side by side.

Pluggy vs Salt Edge: both are open banking API aggregators offering account information (AIS) and payment initiation (PIS). Salt Edge has the broader connectivity footprint (73 vs 10 countries of bank coverage), and they overlap on 9 shared markets. Pluggy is headquartered in BR, while Salt Edge is based in ES.

Pluggy
Option A

Pluggy

HQ: BR
Salt Edge
Option B

Salt Edge

HQ: ES

Pluggy vs Salt Edge at a glance

PluggySalt Edge
HeadquartersBRES
Market focusMulti-regionMulti-region
Countries covered1073
Institutions tracked991,586
Account data (AIS)
Payments (PIS)
Verification—
RegulatedOpen Finance Brasil, Banco Central do Brasil (ITP)FCA, PSD2 AISP
Sandbox
Pricing modelSubscription (Basic from R$2,500/mo) + custom enterpriseCustom / enterprise quote
Free production tier——
Developer portal
Sources
3 sources
4 sources
View PluggyView Salt Edge

Pluggy vs Salt Edge: bank coverage overlap

Pluggy and Salt Edge share 9 markets where both connect to banks. Pluggy additionally reaches 1 markets Salt Edge does not (CW), while Salt Edge reaches 64 markets Pluggy does not (AD, AE, AL, AT, AU, AX, AZ, BA…).

Coverage figures are derived from verified per-bank connectivity data tracked on Open Banking Tracker, not provider marketing claims. See the coverage explorer for the full breakdown by continent.

Choose Pluggy if…

  • you prefer a provider headquartered in Brazil

Choose Salt Edge if…

  • you need the widest country coverage (73 markets)
  • you want the largest number of connected institutions (1,586)
  • you prefer a provider headquartered in Spain

Frequently asked questions

What is the difference between Pluggy and Salt Edge?

Pluggy vs Salt Edge: both are open banking API aggregators offering account information (AIS) and payment initiation (PIS). Salt Edge has the broader connectivity footprint (73 vs 10 countries of bank coverage), and they overlap on 9 shared markets. Pluggy is headquartered in BR, while Salt Edge is based in ES.

Which has wider bank coverage, Pluggy or Salt Edge?

Salt Edge has wider coverage, reaching 73 countries versus 10 for Pluggy. They overlap on 9 shared markets.

Can I use both Pluggy and Salt Edge?

Yes. Many teams use more than one open banking aggregator — for example one for its strongest region and another for fallback coverage or specific institutions. Both Pluggy and Salt Edge expose account information (AIS) and payment initiation (PIS) APIs that can run in parallel.

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