Powens (formerly Budget Insight) Open Banking API: Supported Banks, Coverage & Alternatives (2026)

Powens (formerly Budget Insight) at a glance

Headquarters: France
Banks covered: 116+ institutions
Countries: 18
Products: Account data (AIS), pay-by-bank payments (PIS) and account verification
Licence: Powens SAS payment institution registered with ACPR (France, CIB #16948); group also operates Spanish EMI Unnax under Bank of Spain
Bank connections: Official APIs, with screen scraping for some banks
Sandbox: Yes
Pricing: Custom / enterprise quote (quote from sales)
Last updated: November 2026

Source: Open Banking Tracker data and Powens (formerly Budget Insight)'s public documentation and regulator registers. Confirm details with Powens (formerly Budget Insight) before you rely on them.

Coverage by country

Top 12 of 18 countries, by institutions listed.

Who uses Powens (formerly Budget Insight)

20 companies disclose Powens (formerly Budget Insight) in their embedded-finance stack, ranking it #8 of 87 in Open Banking.

By segment

Fintech60%
Vertical SaaS25%
Bank15%

By region

EU20

Used for

Open Banking19

Often used alongside

Tink 20%
Bridge 15%
GoCardless 15%
Ibanity 15%
Klarna Kosma 15%
Plaid 15%
Salt Edge 15%
Volt 15%

Share of Powens (formerly Budget Insight)'s customers that also disclose each provider.

See all 20 customers on the Embedded Finance Index ↗

Banks supported by Powens (formerly Budget Insight)

116+ institutions connect through Powens (formerly Budget Insight). Pick a bank for its connection guide, or check a whole list of banks at once.

Arkéa Banking Services (ABS)

Connect guide →

Arkéa Banque Entreprises et Institutionnels (ABEI)

Connect guide →

Arkéa Banque Privée (ABP)

Banca Nazionale del Lavoro

Connect guide →

Banco Português de Investimento S.A

BNL - Banca Nazionale del Lavoro BNL Individui e Famiglie

BPE (Banque Privée Européenne)

Crédit Mutuel de Bretagne (CMB)

Connect guide →

Crédit Mutuel du Sud-Ouest (CMSO)

Nickel (Compte Nickel)

UniCredit Bank Austria

Powens (formerly Budget Insight) vs alternatives

Powens (formerly Budget Insight) vs Plaid116 vs 9,666 banks

Powens (formerly Budget Insight) vs Mastercard Open Banking116 vs 4,352 banks

Powens (formerly Budget Insight) vs GoCardless116 vs 2,229 banks

Powens (formerly Budget Insight) vs Volt116 vs 1,668 banks

Powens (formerly Budget Insight) vs Salt Edge116 vs 1,586 banks

Powens (formerly Budget Insight) vs Tink116 vs 511 banks

Powens (formerly Budget Insight) vs Yapily116 vs 445 banks

Powens (formerly Budget Insight) vs enable:Banking116 vs 108 banks

Powens (formerly Budget Insight) vs Pluggy116 vs 99 banks

Powens (formerly Budget Insight) vs Neonomics116 vs 98 banks

Powens (formerly Budget Insight) vs Bridge116 vs 82 banks

Powens (formerly Budget Insight) vs TrueLayer116 vs 70 banks

Powens (formerly Budget Insight) vs Nordigen116 vs 54 banks

Powens (formerly Budget Insight) vs Fintecture116 vs 34 banks

Powens (formerly Budget Insight) vs Belvo116 vs 18 banks

All Powens (formerly Budget Insight) alternatives · Compare any two aggregators · Which aggregator covers your banks?

What is Powens (formerly Budget Insight)?

Powens (formerly Budget Insight) is a banking API aggregator: one integration model so apps can reach many institutions with user consent. We list about 116 institutions in this directory; your app’s real coverage can still differ by product and market. For a simple mental model, Powens (formerly Budget Insight) is like a power strip for financial data: many banks share one interface, and your product plugs in once.

Building on Powens (formerly Budget Insight)? See its API and SDKs on API Tracker.

Powens (formerly Budget Insight) FAQ

What is Powens (formerly Budget Insight)?

Powens (formerly Budget Insight) is an open banking API aggregator headquartered in FR. It provides account information (AIS), payment initiation (PIS), account or identity verification through a single integration, so apps can reach many banks with the customer's consent instead of building one connection per bank.

How many banks does Powens (formerly Budget Insight) support?

Open Banking Tracker lists 116 institutions reachable through Powens (formerly Budget Insight). Real coverage can differ by product, market, and individual bank, so use the supported-banks table on this page and confirm specific institutions in Powens (formerly Budget Insight)'s own documentation.

Is Powens (formerly Budget Insight) regulated?

Yes. Powens SAS payment institution registered with ACPR (France, CIB #16948); group also operates Spanish EMI Unnax under Bank of Spain. Authorisations held: ACPR (France), Bank of Spain. Verify current licensing on the relevant regulator's public register before you rely on it.

Does Powens (formerly Budget Insight) support payments (pay by bank)?

Yes. Powens (formerly Budget Insight) offers payment initiation (PIS), so you can move money account-to-account ("pay by bank") with the payer's authorisation. Product names and market availability vary — confirm in Powens (formerly Budget Insight)'s documentation.

Does Powens (formerly Budget Insight) offer account or income verification?

Yes. Powens (formerly Budget Insight) offers verification products (such as account-ownership or income checks) built on its open banking connectivity. Verification = Bank ID Check, Valitic IBAN ownership. authorisedSince = ACPR/REGAFI CIB 16948 grant date; same entity/CIB as budget-insight below (former trading name). Availability varies by market — confirm in Powens (formerly Budget Insight)'s documentation.

Is Powens (formerly Budget Insight) free to use, and is there a sandbox?

Powens (formerly Budget Insight) pricing is sales-gated (you contact sales for rates): Custom / enterprise quote. A free developer sandbox is available to test before you commit.

Which countries does Powens (formerly Budget Insight) cover?

Open Banking Tracker lists institutions in 18 countries reachable through Powens (formerly Budget Insight). The most covered are France, Germany, United Kingdom, Netherlands, Belgium and Italy. Coverage varies by product, so confirm specific banks in Powens (formerly Budget Insight)'s documentation.

What are the alternatives to Powens (formerly Budget Insight)?

Common alternatives to Powens (formerly Budget Insight) include Plaid, Mastercard Open Banking, GoCardless, Volt and Salt Edge. Open Banking Tracker has side-by-side comparisons of bank coverage, markets, licences and products for each pair, plus a full list of Powens (formerly Budget Insight) alternatives at https://www.openbankingtracker.com/api-aggregators/powens/alternatives.