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Chile's Fintech Law includes Open Finance provisions creating a Sistema de Finanzas Abiertas (Open Finance System). Phased implementation over 4 years covering banking, insurance, and capital markets. Use this page as a working reference when you compare banks, products, and regulatory timelines.
🌍
Jurisdiction
Chile
📅
Effective Date
2023
Feb 4, 2023
✅
Full Compliance
2026
Feb 1, 2026
🏛️
Regulator
Comisión para el Mercado Financiero
Overview
Chile's Fintech Law includes Open Finance provisions creating a Sistema de Finanzas Abiertas (Open Finance System). Phased implementation over 4 years covering banking, insurance, and capital markets.
Scope & Coverage
BankingInsuranceSecurities
Key Requirements
1
API standardization2
Phased implementation3
CMF licensing4
Consumer protectionKey Notes
Comprehensive framework with phased rollout. Strong consumer protection focus.
Official Resources
Related Regulations
Other open banking frameworks in Latin America:
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