🌍
Jurisdiction
Bulgaria
📅
Effective Date
2019
Sep 14, 2019
✅
Full Compliance
2019
Sep 14, 2019
🏛️
Regulator
Bulgarian National Bank
Overview
BISTRA (Bank Interfaces for Standardized Payments) is the Bulgarian Open Banking standard developed to incorporate the Berlin Group's PSD2 Access to Bank Accounts (XS2A) specification with Bulgarian local standards including specific local money transfers. The standard enables third-party access to payment accounts.
Scope & Coverage
AISPISCAF
Key Requirements
1
Berlin Group XS2A alignment2
Bulgarian local transfer standards3
Strong Customer Authentication (SCA)4
BNB TPP registrationImplementation Timeline
Jan 1, 2018
BISTRA standard development began
Sep 14, 2019
PSD2 SCA requirements in force, BISTRA mandatory
API Specifications
Technical standards and API specifications for implementing BISTRA:
Official Documents & Resources
Key Notes
Combines Berlin Group NextGenPSD2 with Bulgarian local payment standards. Developed by CCBank and adopted industry-wide.
Official Resources
Related Regulations
Other open banking frameworks in Europe:
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