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Zerodha embedded finance

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Zerodha's embedded-finance stack

“Can a bootstrapped, profitable discount broker compound into India's retail capital-markets OS without taking on consumer credit risk?”

4 layers disclosed

Payments / PSP
NTT DATA Payment Services (Atom), Pine Labs (BillDesk), Direct bank gateways (IDFC, ICICI, SBI, HDFC, Kotak, Axis)
Lending
In the Index's full report
Open banking
In the Index's full report
Tax
In the Index's full report

3 more providers across 3 layers are in the Index's full report.

Full profile on the Embedded Finance Index ↗

From the Embedded Finance Index, which maps the providers behind each company's embedded-finance products from public disclosures.

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