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YAPEAL's embedded-finance stack

“Can a FINMA-licensed Swiss BaaS provider become the full-stack embedded finance infrastructure layer for Swiss banks, fintechs, and digital platforms — owning the regulatory, card-issuing, account, and lending stack from a single API?”

5 layers disclosed

Money movement
SWIFT, SEPA
Banking / BaaS
In the Index's full report
Card issuing
In the Index's full report
Lending
In the Index's full report
Accounting
In the Index's full report

5 more providers across 4 layers are in the Index's full report.

Full profile on the Embedded Finance Index ↗

From the Embedded Finance Index, which maps the providers behind each company's embedded-finance products from public disclosures.

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