Next-generation business banking platform for SMEs offering multi-currency IBAN accounts, corporate debit cards, crypto wallets, FX/swap, payroll, e-commerce payments, and invoicing.

bank

No API products listed for XONO. View the APIs tab for developer resources.

Agentic banking & MCP

โ†’

How the Model Context Protocol (MCP) fits next to open banking APIsโ€”and why banks are adding MCP servers for AI assistants.

Institutions are starting to expose permissioned banking actions and data to AI clients via MCP, alongside traditional developer portals and PSD2-style APIs. Open Banking Tracker maps known MCP programs, ecosystem tools, and how consent and governance show up in agentic workflows.

XONO is listed here for open banking and API context. When we have confirmed MCP program details for this institution, they appear in this section automatically.

Browse banks with MCP & agentic banking resources โ†’

XONO Open Banking FAQ

XONO's direct API availability may be limited. However, you can often access XONO accounts through Open Banking aggregators like Plaid, Tink, or TrueLayer, which provide standardized connectivity to thousands of banks including XONO.

The easiest way to integrate with XONO is through an Open Banking aggregator. These services provide pre-built connections to XONO and handle authentication, data normalization, and compliance requirements on your behalf.

PSD2 compliance depends on XONO's operating jurisdiction. European banks must comply with PSD2, while banks in other regions follow their local Open Banking regulations. Check the compliance section above for specific certifications.

Through Open Banking APIs, you can typically access account balances, transaction history, account holder information, and in some cases initiate payments. The specific data available depends on XONO's API capabilities and the permissions granted by the account holder. All data access requires explicit customer consent.

XONO Details

About XONO

Next-generation business banking platform for SMEs offering multi-currency IBAN accounts, corporate debit cards, crypto wallets, FX/swap, payroll, e-commerce payments, and invoicing. Also operates XONO Pro, providing white-label BaaS, WaaS, CaaS, card issuing/acquiring, and crypto processing infrastructure for financial institutions and enterprises. Visa and Mastercard Principal Member.

Active in 3 market(s)

Want to integrate Accounting & ERP data?

Connect to 30+ accounting platforms and ERPs through a single unified API with Apideck.