Wells Fargo: Provider of banking, mortgage, investing, credit card, and personal, small business, and commercial financial services.

bank

Wells Fargo's embedded-finance stack

“Can an incumbent money-center bank operate embedded finance as a first-party provider — issuing its own cards, running its own FX, and distributing private-label credit through partners — without depending on the modern BaaS stack?”

12 layers disclosed

Payments / PSP
Wells Fargo Merchant Services (in-house)
Banking / BaaS
In the Index's full report
Card issuing
In the Index's full report
Card network
In the Index's full report
Lending
In the Index's full report
Open banking
In the Index's full report
FX & payouts
In the Index's full report
Investing
In the Index's full report
Accounting
In the Index's full report
Spend / AP
In the Index's full report
Treasury
In the Index's full report
Transaction enrichment
In the Index's full report

25 more providers across 11 layers are in the Index's full report.

Full profile on the Embedded Finance Index ↗

From the Embedded Finance Index, which maps the providers behind each company's embedded-finance products from public disclosures.

Want to integrate Accounting & ERP data?

Connect to 30+ accounting platforms and ERPs through a single unified API with Apideck.