WeBank, China's 1st digital bank initiated by Tencent, offers wealth management and financing services through different online platforms.

bank

WeBank (微众银行)'s embedded-finance stack

“Can a Tencent-distributed, AI-underwritten digital bank serve hundreds of millions of Chinese consumers and SMBs profitably without ever opening a branch?”

4 layers disclosed

Payments / PSP
WeChat Pay (Tencent, in-house ecosystem), WeBank direct bank rails (in-house)
Banking / BaaS
In the Index's full report
Ledger
In the Index's full report
Lending
In the Index's full report

6 more providers across 3 layers are in the Index's full report.

Full profile on the Embedded Finance Index ↗

From the Embedded Finance Index, which maps the providers behind each company's embedded-finance products from public disclosures.

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