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Tenpo embedded finance

Tenpo is a Chilean neobank owned by Credicorp that received its banking license from CMF (Comisión para el Mercado Financiero) in January 2026.

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Tenpo's embedded-finance stack

“Can a Credicorp-backed prepaid issuer become Chile's default neobank by stitching together third-party rails (Dock for cards, Chubb for insurance) under one CMF-regulated app?”

4 layers disclosed

Payments / PSP
Webpay (Transbank acceptance), Tenpo Mastercard Prepaid (self-operated), Tenpo Mastercard Credit (self-operated)
Banking / BaaS
In the Index's full report
Card issuing
In the Index's full report
Lending
In the Index's full report

3 more providers across 3 layers are in the Index's full report.

Full profile on the Embedded Finance Index ↗

From the Embedded Finance Index, which maps the providers behind each company's embedded-finance products from public disclosures.

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