Robinhood's embedded-finance stack

“Can a zero-commission brokerage become the single financial OS — combining investing, banking, credit, retirement, and wealth management — for the mass-market retail consumer?”

4 layers disclosed

Money movement
ACH
Ledger
In the Index's full report
Lending
In the Index's full report
Treasury
In the Index's full report

4 more providers across 3 layers are in the Index's full report.

Full profile on the Embedded Finance Index ↗

From the Embedded Finance Index, which maps the providers behind each company's embedded-finance products from public disclosures.

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