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Petal embedded finance

Responsible credit for the modern world.

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Petal's embedded-finance stack

“Can cash-flow underwriting replace FICO scores as the basis for extending credit cards to the 100M+ Americans with thin or no credit files?”

4 layers disclosed

Banking / BaaS
WebBank (sponsor bank, in-house issuing program)
Card issuing
In the Index's full report
Lending
In the Index's full report
Sponsor bank
WebBank

3 more providers across 2 layers are in the Index's full report.

Full profile on the Embedded Finance Index ↗

From the Embedded Finance Index, which maps the providers behind each company's embedded-finance products from public disclosures.

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