Nubank's embedded-finance stack
“Can a Brazilian credit-card-first neobank become a pan-Americas financial OS — extending from consumer banking through SME credit, payments acceptance, and a US national bank charter?”
11 layers disclosed
- Payments / PSP
- Nu Pagamentos (in-house acquirer/issuer), Zoop (Tap to Pay and Link de Pagamento processing partner), NuPay (self-operated closed-loop payment arrangement)
- Money movement
- In the Index's full report
- Banking / BaaS
- In the Index's full report
- Card issuing
- In the Index's full report
- Card network
- In the Index's full report
- Lending
- In the Index's full report
- Insurance
- In the Index's full report
- Open banking
- In the Index's full report
- Unified APIs
- In the Index's full report
- FX & payouts
- In the Index's full report
- Investing
- In the Index's full report
19 more providers across 10 layers are in the Index's full report.
Full profile on the Embedded Finance Index ↗From the Embedded Finance Index, which maps the providers behind each company's embedded-finance products from public disclosures.