Novo Banco is a Portuguese bank created in 2014 from the healthy assets of Banco Espírito Santo.
bank
Novobanco's embedded-finance stack
“Can a resolution-bank-turned-restructured-lender achieve sustainable profitability and digital competitiveness in the Portuguese retail and SME banking market?”
- Lending
- Crédito Online para Negócios (online business credit, 48h approval), Factoring / Invoice discounting (Factoring e confirming), Financiamento por Livrança (promissory note short-term financing), Adiantamento Ajudas IFAP (agricultural subsidy advance credit line)
From the Embedded Finance Index, which maps the providers behind each company's embedded-finance products from public disclosures.
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