Monzo is a bank that makes life easier, not harder.

bank

Monzo's embedded-finance stack

“Can a UK neobank with a full banking licence become the primary financial operating system for both consumers and small businesses by embedding best-in-class third-party financial products directly inside a single app?”

8 layers disclosed

Payments / PSP
Stripe
Banking / BaaS
In the Index's full report
Card issuing
In the Index's full report
Lending
In the Index's full report
Open banking
In the Index's full report
KYC
In the Index's full report
FX & payouts
In the Index's full report
Accounting
In the Index's full report

16 more providers across 7 layers are in the Index's full report.

Full profile on the Embedded Finance Index ↗

From the Embedded Finance Index, which maps the providers behind each company's embedded-finance products from public disclosures.

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