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Marcus by Goldman Sachs embedded finance

Marcus by Goldman Sachs® provides no-fee personal loans & high-yield online savings for individuals.

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Marcus by Goldman Sachs's embedded-finance stack

“Can Goldman Sachs build a scaled digital consumer bank under the Marcus brand that generates sustainable retail deposits and loan revenue?”

3 layers disclosed

Banking / BaaS
Goldman Sachs Bank USA (in-house)
Card issuing
In the Index's full report
Lending
In the Index's full report

3 more providers across 2 layers are in the Index's full report.

Full profile on the Embedded Finance Index ↗

From the Embedded Finance Index, which maps the providers behind each company's embedded-finance products from public disclosures.

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