PartnershipApideck × TreasurUp: ERP-embedded business banking for banks — 50+ accounting and ERP systems, in the bank's own brand

KOHO embedded finance

A no-fee spending account with instant cash back & an app designed to make managing your money easy.

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KOHO's embedded-finance stack

“Can a prepaid-card challenger graduate into a chartered Canadian bank by stacking embedded credit, remittances, and savings on top of a sponsor-bank-backed wallet?”

7 layers disclosed

Payments / PSP
KOHO Mastercard Prepaid (self-operated, issued by KOHO Financial Inc.)
Banking / BaaS
In the Index's full report
Card issuing
In the Index's full report
Lending
In the Index's full report
Unified APIs
In the Index's full report
Sponsor bank
Peoples Trust
FX & payouts
In the Index's full report

8 more providers across 5 layers are in the Index's full report.

Full profile on the Embedded Finance Index ↗

From the Embedded Finance Index, which maps the providers behind each company's embedded-finance products from public disclosures.

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