Gusto's embedded-finance stack

“Can Gusto become the financial operating system for SMBs and the embedded payroll infrastructure layer for vertical SaaS—leveraging its payroll data moat to cross-sell credit, banking, benefits, and bill pay?”

9 layers disclosed

Banking / BaaS
nbkc bank, Increase Bank
Ledger
In the Index's full report
Lending
In the Index's full report
Payroll
In the Index's full report
Open banking
In the Index's full report
Sponsor bank
nbkc bank, Increase Bank
FX & payouts
In the Index's full report
Accounting
In the Index's full report
Treasury
In the Index's full report

8 more providers across 7 layers are in the Index's full report.

Full profile on the Embedded Finance Index ↗

From the Embedded Finance Index, which maps the providers behind each company's embedded-finance products from public disclosures.

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