First Citizens Bank's embedded-finance stack

“Can a century-old family-controlled community bank transform into a full-service national commercial bank by integrating SVB's tech franchise and CIT's commercial capabilities without losing the relationship-banking culture that differentiates it?”

5 layers disclosed

Card network
Visa, Mastercard, Discover, American Express
Lending
In the Index's full report
Open banking
In the Index's full report
Investing
In the Index's full report
Accounting
In the Index's full report

16 more providers across 4 layers are in the Index's full report.

Full profile on the Embedded Finance Index ↗

From the Embedded Finance Index, which maps the providers behind each company's embedded-finance products from public disclosures.

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