Discover's embedded-finance stack
“Can Capital One leverage the Discover payment network to disintermediate Visa and Mastercard by routing its own card volume — and eventually third-party volume — over a proprietary network it now fully owns?”
- Payments / PSP
- Discover Payments (self-operated), Discover Network (self-operated), Pulse Network (self-operated), Diners Club International (self-operated)
- Banking / BaaS
- In the Index's full report
- Card issuing
- In the Index's full report
- Lending
- In the Index's full report
- KYC
- In the Index's full report
Discover as a provider
#5 of 15 in Card Network
- First Citizens Bank
- Constellation Payments
- Shift4
- Cvent
- Stride Bank
- Bank of America
- Marqeta
- Cybersource
- Finmo
- MVB Bank
Who uses Discover
23 companies disclose Discover in their embedded-finance stack, ranking it #5 of 15 in Card Network.
First Citizens Bank
Constellation Payments
Shift4
Cvent
Stride Bank
Bank of America
Marqeta
Cybersource
Finmo
MVB Bank
Sirius International Holding
By segment
By region
Used for
Often used alongside
- Visa 95%
- Mastercard 90%
- American Express 50%
- Stripe 20%
- Plaid 15%
- Authorize.net 15%
- Global Payments 15%
Share of Discover's customers that also disclose each provider.
From the Embedded Finance Index, which maps the providers behind each company's embedded-finance products from public disclosures.
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