The Bank of America Corporation is an American multinational investment bank and financial services company based in Charlotte, North Carolina, with central hubs in New York City, London, Hong Kong, Minneapolis, and Toronto.

bank

Bank of America's embedded-finance stack

“Can a legacy universal bank retain corporate and consumer primary-bank status by owning the full stack — deposits, cards, acquiring, treasury APIs, wealth, and cross-border rails — rather than partnering with fintechs?”

12 layers disclosed

Payments / PSP
Bank of America Gateway (in-house), Bank of America Merchant Services (in-house)
Banking / BaaS
In the Index's full report
Card issuing
In the Index's full report
Card network
In the Index's full report
Lending
In the Index's full report
Insurance
In the Index's full report
Open banking
In the Index's full report
Sponsor bank
In the Index's full report
FX & payouts
In the Index's full report
Investing
In the Index's full report
Accounting
In the Index's full report
Treasury
In the Index's full report

26 more providers across 11 layers are in the Index's full report.

Full profile on the Embedded Finance Index ↗

Bank of America as a provider

#82 of 255 in Lending

3 companies disclose it as a provider, including:

Vendor profile on the Embedded Finance Index ↗

Who uses Bank of America

3 companies disclose Bank of America in their embedded-finance stack, ranking it #82 of 255 in Lending.

See all 3 customers on the Embedded Finance Index ↗

From the Embedded Finance Index, which maps the providers behind each company's embedded-finance products from public disclosures.

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