Affirm embedded finance

Affirm's embedded-finance stack

“Can Affirm transform from a BNPL product into the universal pay-over-time infrastructure layer embedded across every major commerce and payment platform?”

8 layers disclosed

Payments / PSP

Affirm (self-operated BNPL payment network), Stripe, Adyen, Worldpay for Platforms, Affirm BNPL (self-operated, as merchant-side payment option)

Banking / BaaS

In the Index's full report

Card issuing

In the Index's full report

Card network

In the Index's full report

Lending

In the Index's full report

Open banking

In the Index's full report

Sponsor bank

Cross River Bank, N.A., Evolve Bank & Trust, Stride Bank, N.A., Sutton Bank, Celtic Bank, Cross River Bank, Evolve Bank & Trust, Stride Bank, N.A.

Accounting

In the Index's full report

31 more providers across 6 layers are in the Index's full report.

Affirm as a provider

#1 of 259 in Lending

67 companies disclose it as a provider, including:

• Booking Holdings
• Zenoti
• Simpro
• SentiLink
• CDK Global
• Stride Bank
• StockX
• Amazon
• Reverb
• Pinterest