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Yapily Alternatives

An alternative to Yapily is another embedded-finance and banking-infrastructure vendor to compare for APIs, go-to-market story, and customer proof. We list 10 peers here so you can shortlist without building a full market map from scratch. It is like comparing analytics tools: the category is shared, but depth, regions, and pricing differ.

Looking for Yapily Alternatives?

Yapily is a leading embedded finance platform offering financial-data-connectivity, open banking, account-linking, payments solutions. API-first open banking infrastructure for Europe with no consumer-facing UI—platforms own the entire user experience. Yapily covers 19+ markets across...

Below we've compiled the top 10 alternatives to Yapily, ranked by feature similarity and market focus. Whether you're looking for different pricing, geographic coverage, or specific API capabilities, this comparison will help you find the right embedded finance partner for your platform.

10
Alternatives Found
4
Categories Compared
4
Target Markets
2
API Products

Top Yapily Alternatives

1
TrueLayer
TrueLayer
United Kingdom
Est. 2016

European open banking platform for data aggregation and account-to-account payments. TrueLayer's APIs cover 19+ countries under PSD2/PSD3, powering Pa...

financial-data-connectivityOpen Bankingaccount-linkingPayments
2
Klarna Kosma
Klarna Kosma
Germany
Est. 2021

Klarna's open banking arm, spun out as a B2B platform in 2022. Kosma offers PSD2 account information and payment initiation services across Europe and...

financial-data-connectivityOpen Bankingaccount-linkingPayments
Multiple banks and fintechs across Europe clients
View Profile →See alternatives
3
Tink (Visa)
Tink (Visa)
Sweden
Est. 2012

European open banking platform connecting to 10,000+ banks for account aggregation, payment initiation, financial data enrichment, and risk insights. ...

Open Bankingaccount-linkingPaymentsfinancial-data
4
Plaid
Plaid
United States
Est. 2013

Account linking and data platform that connects consumers' bank accounts to thousands of apps and services. Plaid's APIs provide the secure connectivi...

Open Bankingaccount-linkingdataidentity-verification
5
Codat
Codat
United Kingdom
Est. 2017

Universal API for SMB business data—accounting, banking, commerce, and HR. Codat connects platforms to QuickBooks, Xero, NetSuite, Sage, and dozens mo...

financial-data-connectivityUnified APIaccounting-data
6
GoCardless
GoCardless
United Kingdom
Est. 2011

Bank payment network for recurring and one-off payments. GoCardless enables platforms to collect payments via direct debit across 30+ countries with g...

Open BankingPaymentsDirect Debit
7
Rutter
Rutter
United States
Est. 2020

Universal API for commerce data—Shopify, Amazon, BigCommerce, WooCommerce, eBay, Walmart, and 30+ more. Rutter normalises orders, inventory, customers...

financial-data-connectivityUnified APIcommerce-data
8
Finicity
Finicity
United States

Open banking platform (Mastercard) providing financial data aggregation, account verification, and lending intelligence through secure API connections...

Open Bankingaccount-linking
9
Yodlee
Yodlee
United States

Financial data aggregation and analytics platform (Envestnet) enabling account linking, transaction enrichment, and financial wellness insights throug...

Open Bankingaccount-linking
10
MX
MX
United States

Open finance platform providing financial data connectivity, account aggregation, transaction categorization, and money management tools for banks and...

Open Bankingaccount-linking

Feature Comparison

FeatureYapily
Current
TrueLayerKlarna KosmaTink (Visa)PlaidCodat
Headquarters
United Kingdom
United Kingdom
Germany
Sweden
United States
United Kingdom
Founded201720162021201220132017
Clients100+500+Multiple banks and fintechs across Europe10000+300+
API Products233443
DeploymentCloud, SaaSCloud, SaaSCloud, SaaSCloud, SaaSCloud, SaaSCloud, SaaS
Developer Docs
Public CompanyPrivatePrivatePrivatePrivatePLDPrivate

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