About Klarna Kosma
Klarna's open banking arm, spun out as a B2B platform in 2022. Kosma offers PSD2 account information and payment initiation services across Europe and the UK. Combines Klarna's existing connectivity infrastructure (built originally for SOFORT) with a developer-facing API offered to other fintechs and lenders.
Products & Solutions
Kosma KYC
Account ownership and identity verification
Kosma Payments
Account-to-account payment initiation
Kosma Insights
Categorised transaction and income data
Solution Categories
financial-data-connectivityOpen Bankingaccount-linkingPayments
Target Markets
FintechsLendersPlatforms
Deployment Options
CloudSaaS
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