Hyperlayer

United Kingdom

London-based programmable banking middleware that sits above a bank's existing core rather than replacing it. Hyperlayer lets banks, credit unions, and wealth managers assemble accounts, ledger, payments, lending, and compliance modules into new products in weeks, with AI-enabled, plain-language configuration and real-time, event-driven execution. Spun out of HyperJar, the UK consumer money app it originally powered.

AnyTax

Germany

API-first embedded tax infrastructure for financial platforms. AnyTax lets fintechs, banks, and advisors embed compliant German tax filing, estimation, and planning features via API, SDK, or white-label integration, hosted on GDPR-compliant infrastructure.

Ledger Rocket

United Kingdom

UK-based ledger and accounting platform for companies that hold and move customer funds. Converts business events into balanced double-entry journals with maker-checker approval, line-by-line reconciliation, period close, and real-time multi-entity, multi-currency reporting.

PayOnward

United States

AI-native digital payment platform built for credit unions and community-based financial institutions to white-label under their own brand. PayOnward unifies accounts receivable and bill pay for the SMBs a credit union banks, member bill pay, P2P/A2A transfers, and cross-border payments in one hub, aiming to keep deposit and payment relationships inside the institution instead of losing them to third-party apps. Founded by the team behind Payveris and backed by Black Dragon Capital.