About PhotonPay
Hong Kong-headquartered global payments platform that bridges fiat and stablecoin rails for cross-border commerce. PhotonPay offers checkout, multi-currency wallets, instant payouts, FX, card issuing, and recurring billing through a unified API — used by travel, global payroll, B2B trade, digital advertising, and e-commerce platforms that need to move money across jurisdictions.
Products & Solutions
Checkout
Unified fiat and stablecoin acceptance with auto-settlement
Wallet
Multi-currency account management with dedicated receiving accounts
Movement
Multi-channel global instant payouts and B2B transfers
Convert
24/7 fiat ↔ stablecoin exchange and FX
Photon Card
Instant-issuance stablecoin-funded business and consumer cards
Payment Requests
Invoice and collection links for ad-hoc receivables
Billing Management
Multi-currency recurring billing for subscription businesses
Expense Management
Corporate spend visibility and policy automation
Solution Categories
PaymentsCross-Border PaymentsAccountsCard IssuingVirtual CardsForeign ExchangeEmbedded FXCrypto ServicesStablecoinsPayoutsPayment Acquiringrecurring-billingSpend Management
Target Markets
PlatformsMarketplacesE-CommercemerchantsEnterpriseCorporatesTravel Industry
Deployment Options
CloudSaaSapi
Similar Providers
View all alternatives →Explore More
💳🏦🔗📡🌍🏢
All Embedded Finance Providers
Browse the complete directory of embedded finance platforms
Banktech Providers
Core banking and digital banking platforms
API Aggregators
Compare open banking API aggregation services
Open Banking API Guide
Learn how Open Banking APIs work
Banking Providers Directory
Browse banks and financial institutions
TPP Directory
Licensed third-party payment providers