Looking for Formance Alternatives?
Formance is a leading embedded finance platform offering financial ledger, payments, wallets solutions. Open-source financial ledger and money movement platform. Formance provides programmable, double-entry ledgers for building payment flows, wallets, an...
Below we've compiled the top 10 alternatives to Formance, ranked by feature similarity and market focus. Whether you're looking for different pricing, geographic coverage, or specific API capabilities, this comparison will help you find the right embedded finance partner for your platform.
Top Formance Alternatives
Developer-first money movement platform. Moov provides APIs for ACH, card payments, and wallet transfers with a focus on simplicity and transparent pr...
Payment operations platform providing ledger, reconciliation, and money movement infrastructure. Modern Treasury enables companies to automate complex...
European embedded banking platform enabling companies to offer branded IBANs, cards, and payments. Regulated as a Payment Institution with direct SEPA...
Banking-as-a-Service API from Stripe enabling platforms to embed financial services. Treasury provides FDIC-insured accounts, card issuing, and money ...
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Global financial infrastructure platform for modern businesses. Airwallex provides multi-currency accounts, card issuing, and payments with embedded f...
European Banking-as-a-Service platform owned by Société Générale. Treezor provides regulated payment accounts, cards, and SEPA connectivity for fintec...
Banking-as-a-Service platform connecting fintechs with a network of partner banks. Provides unified APIs for deposits, payments, card issuing, and len...
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UK-based Banking-as-a-Service platform with full banking license from PRA/FCA. Griffin provides API-first banking infrastructure for fintechs with dir...
Plug-and-play embedded finance platform for SaaS companies. Weavr provides pre-built financial experiences (cards, accounts, payments) that integrate ...
Nationally chartered bank built for developers. Column provides direct bank access via API for ACH, wire, card issuing, and lending without BaaS middl...
Feature Comparison
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