About Qolo
Programmable payments platform for banks and fintechs. Qolo combines a real-time embedded ledger with card issuing, virtual account hierarchies, and multi-rail money movement (ACH, wires, RTP, push-to-card) in a single API, plus program management and risk controls.
Products & Solutions
Embedded Ledger
Real-time programmable ledger with balance and rule logic
Virtual Account Management
Nested virtual accounts, reconciliation, and liquidity control
Card Issuing & Processing
Physical and virtual card programs with spend controls
Money Movement
ACH, wires, RTP, and push-to-card orchestration
Program Management & Risk Control
Program controls and compliance-oriented risk tooling
Solution Categories
Card IssuingPaymentsLedger-as-a-ServiceFinancial LedgerAccountsCompliance
Target Markets
BanksFintechspayment-providersvertical-saas
Deployment Options
CloudSaaS
Customers
KeyBank
Embedded banking (virtual account management)
Wolfe
Payments platform scale-out
Payments as a Lifeline
Secure payments delivery
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