Experian

Experian

Listed credit-reporting and decisioning company (LSE: EXPN) with a regulated open banking offering in the UK and US.

4
Products

About Experian

Listed credit-reporting and decisioning company (LSE: EXPN) with a regulated open banking offering in the UK and US. Experian Open Data uses PSD2 / CFPB Section 1033 access to pull current-account transaction data straight from the bank, feeding it into affordability, income verification, and credit-decisioning workflows alongside Experian's traditional credit-bureau data. OBIE regulated provider in the UK.

Products & Solutions

Credit reports & bureau data
Traditional credit-file data used by lenders for affordability and risk scoring
Experian Open Data
PSD2 / Section 1033 open-banking access to current-account transactions for affordability and income verification
Experian Boost
Consumer-permissioned open banking data feed used to lift credit scores by recognising on-time bill payments
Identity verification & fraud
Document, biometric, and behavioural identity checks for onboarding and authentication

Solution Categories

DecisioningCreditfinancial-datafinancial-data-connectivityOpen Bankingtransaction-enrichmentcategorizationidentity-verificationFraud PreventionKYC/KYB

Target Markets

BanksLendersFintechsInsuranceTelecomUtilities

Deployment Options

CloudSaaSapi

Similar Providers

View all alternatives →

Explore More

Want to integrate Accounting & ERP data?

Connect to 30+ accounting platforms and ERPs through a single unified API with Apideck.

Explore Apideck Accounting API