Ibanity Open Banking API: Supported Banks, Coverage & Alternatives (2026)

Ibanity at a glance

Headquarters: Belgium
Banks covered: 54+ institutions
Countries: 10
Products: Account data (AIS) and pay-by-bank payments (PIS)
Licence: Ponto is a PSD2-licensed TPP; clients need not hold their own PSD2 licence
Bank connections: Official bank APIs
Sandbox: Yes
Pricing: Ponto Connect: free to integrate (end-users pay); Isabel Connect: monthly + variable by volume (partly published)
Last updated: October 2026

Source: Open Banking Tracker data and Ibanity's public documentation and regulator registers. Confirm details with Ibanity before you rely on them.

Coverage by country

Banks supported by Ibanity

54+ institutions connect through Ibanity. Pick a bank for its connection guide, or check a whole list of banks at once.

Arkéa Banking Services (ABS)

Connect guide →

Arkéa Banque Entreprises et Institutionnels (ABEI)

Connect guide →

Arkéa Banque Privée (ABP)

Crédit Mutuel de Bretagne (CMB)

Connect guide →

Crédit Mutuel du Sud-Ouest (CMSO)

UniCredit Bank Austria

Connect guide →

VDK BANK

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Ibanity vs alternatives

All Ibanity alternatives · Compare any two aggregators · Which aggregator covers your banks?

What is Ibanity?

Ibanity is a banking API aggregator: one integration model so apps can reach many institutions with user consent. We list about 54 institutions in this directory; your app’s real coverage can still differ by product and market. For a simple mental model, Ibanity is like a power strip for financial data: many banks share one interface, and your product plugs in once.

Building on Ibanity? See its API and SDKs on API Tracker.

Ibanity FAQ

What is Ibanity?

Ibanity is an open banking API aggregator headquartered in BE. It provides account information (AIS), payment initiation (PIS) through a single integration, so apps can reach many banks with the customer's consent instead of building one connection per bank.

How many banks does Ibanity support?

Open Banking Tracker lists 54 institutions reachable through Ibanity. Real coverage can differ by product, market, and individual bank, so use the supported-banks table on this page and confirm specific institutions in Ibanity's own documentation.

Is Ibanity regulated?

Yes. Ponto is a PSD2-licensed TPP; clients need not hold their own PSD2 licence. Authorisations held: PSD2. Verify current licensing on the relevant regulator's public register before you rely on it.

Does Ibanity support payments (pay by bank)?

Yes. Ibanity offers payment initiation (PIS), so you can move money account-to-account ("pay by bank") with the payer's authorisation. Product names and market availability vary — confirm in Ibanity's documentation.

Is Ibanity free to use, and is there a sandbox?

Ibanity offers a free production tier for some products — 'Free' = integrating Ponto Connect; end-users pay a small fee. Free sandbox. A free developer sandbox is available to test before you commit.

Which countries does Ibanity cover?

Open Banking Tracker lists institutions in 10 countries reachable through Ibanity. The most covered are Belgium, France, Spain, Netherlands, Italy and Germany. Coverage varies by product, so confirm specific banks in Ibanity's documentation.