SoFi+Mastercard Open Banking (formerly Finicity)

SoFi + Mastercard Open Banking (formerly Finicity)

How to connect your SoFi account using Mastercard Open Banking (formerly Finicity)

SoFi with Mastercard Open Banking (formerly Finicity) is a consent-based bank link where Mastercard Open Banking (formerly Finicity) connects your SoFi account to an app after you approve what to share. You authenticate with SoFi, the app gets scoped tokens (not your password), and access stays tied to that consent. It is like a switchboard: many banks on one side, your app on the other, with a single familiar linking flow.

โœ…

SoFi is supported by Mastercard Open Banking (formerly Finicity)

You can connect your SoFi account to apps and services that use Mastercard Open Banking (formerly Finicity) for secure bank connections.

SoFi official links

Use your bank's real sign-in pages when managing your account or confirming connection details (always check the URL in your browser).

SoFi also works with:

How to Connect SoFi to Mastercard Open Banking (formerly Finicity)

Connecting your SoFi account through Mastercard Open Banking (formerly Finicity) is quick and secure. Here's how:

1
Open Your App
Open the app or service where you want to connect your SoFi account.
2
Find Link Bank Option
Look for "Link Bank Account", "Add Bank", or "Connect Account" in the app's settings.
3
Search for SoFi
In the Mastercard Open Banking (formerly Finicity) bank selection screen, search for "SoFi" and select it.
4
Enter Credentials
Enter your SoFi online banking username and password securely through Mastercard Open Banking (formerly Finicity)'s encrypted connection.
5
Complete Verification
Complete any additional verification steps SoFi may require, such as two-factor authentication.

SoFi Mastercard Open Banking (formerly Finicity) Not Working? Try These Fixes

Common Connection Issues

  • Incorrect credentials: Double-check your SoFi username and password
  • Multi-factor authentication: Have your phone ready for verification codes
  • Third-party access blocked: Check if SoFi has settings to allow third-party connections
  • Account type not supported: Business accounts may have limited support
  • Temporary outage: Try again in a few hours if systems are down
๐Ÿ”„

Still Having Connection Issues?

Mastercard Open Banking (formerly Finicity) isn't the only option for connecting to SoFi. Compare 13 API aggregators to find one with better coverage, reliability, or features for your needs.

50+Aggregators Tracked
50,000+Banks Covered
233+Countries

Is Connecting SoFi to Mastercard Open Banking (formerly Finicity) Safe?

Yes, connecting SoFi to Mastercard Open Banking (formerly Finicity) is secure. Here's how your data is protected:

๐Ÿ”’
Bank-Level Encryption
256-bit encryption protects your data
๐Ÿšซ
No Credential Storage
Mastercard Open Banking (formerly Finicity) doesn't store your password
โœ…
SOC 2 Certified
Enterprise security compliance
๐Ÿ›ก๏ธ
Read-Only Access
Apps can't move your money

SoFi Mastercard Open Banking (formerly Finicity) FAQ

Does SoFi work with Mastercard Open Banking (formerly Finicity)?

Yes, SoFi is supported by Mastercard Open Banking (formerly Finicity). You can connect your SoFi account to apps and services that use Mastercard Open Banking (formerly Finicity) for secure bank connections.

How do I connect SoFi to Mastercard Open Banking (formerly Finicity)?

To connect SoFi via Mastercard Open Banking (formerly Finicity): 1) Open the app you want to connect, 2) Look for "Link Bank Account" or similar, 3) Search for "SoFi", 4) Enter your SoFi login credentials securely, 5) Complete any verification steps required.

Is it safe to connect SoFi to Mastercard Open Banking (formerly Finicity)?

Yes, connecting SoFi to Mastercard Open Banking (formerly Finicity) is safe. Mastercard Open Banking (formerly Finicity) uses bank-level encryption (256-bit) and doesn't store your login credentials. Your data is protected by multiple security layers and you can revoke access at any time.

Why won't SoFi connect to Mastercard Open Banking (formerly Finicity)?

If SoFi won't connect, try: 1) Verify your credentials are correct, 2) Check if SoFi requires third-party access to be enabled, 3) Complete any multi-factor authentication, 4) Try disconnecting and reconnecting, 5) Contact SoFi support if issues persist.

What data does Mastercard Open Banking (formerly Finicity) access from SoFi?

Mastercard Open Banking (formerly Finicity) can access account balances, transaction history, and account holder information from SoFi with your consent. The specific data depends on the app's requirements. Mastercard Open Banking (formerly Finicity) provides read-only access and cannot move money or make changes to your account.

How do I disconnect SoFi from Mastercard Open Banking (formerly Finicity)?

To disconnect: 1) Open the app where you connected SoFi, 2) Go to Settings or Account settings, 3) Find the linked SoFi account, 4) Select "Disconnect" or "Unlink". You can also manage connections through Mastercard Open Banking (formerly Finicity)'s portal if available.

Other Banks on Mastercard Open Banking (formerly Finicity)

Related Resources

Last updated: January 2026. Bank connectivity status may change.

Explore More Mastercard Open Banking (formerly Finicity) Banks

Browse our directory of banks and their Mastercard Open Banking (formerly Finicity) integration status