CBPII
Service ProvidersCard Based Payment Instrument Issuer
Definition
A Card Based Payment Instrument Issuer is a payment services provider that issues card-based payment instruments that can be used to initiate a payment transaction from a payment account held with another payment service provider. CBPIIs can confirm available funds before card transactions, helping merchants verify payment capability without accessing full account details.
Related Terms
AISP
Account Information Service ProviderAn Account Information Service Provider provides account information services as an online service t...
PISP
Payment Initiation Services ProviderA Payment Initiation Services Provider provides an online service to initiate a payment order at the...
PSP
Payment Services ProviderA Payment Services Provider is an entity which carries out regulated payment services, including AIS...
Frequently Asked Questions
What is Card Based Payment Instrument Issuer?
A Card Based Payment Instrument Issuer is a payment services provider that issues card-based payment instruments that can be used to initiate a payment transaction from a payment account held with another payment service provider. CBPIIs can confirm available funds before card transactions, helping merchants verify payment capability without accessing full account details.
What does CBPII stand for in Open Banking?
CBPII stands for Card Based Payment Instrument Issuer. It is a fundamental concept in Open Banking and PSD2 regulations. A Card Based Payment Instrument Issuer is a payment services provider that issues card-based payment instruments that can be used to initiate a payment transaction from a payment account held with another payment service provider. CBPIIs can confirm available funds before card transactions, helping merchants verify payment capability without accessing full account details.
How do I work with a CBPII?
To work with Card Based Payment Instrument Issuer services, you typically need to integrate with their APIs or use an API aggregator that provides CBPII capabilities. Many aggregators in our directory offer CBPII services with unified APIs across multiple banks.
More Service Providers Terms
AISP
Account Information Service ProviderAn Account Information Service Provider provides account information services as an online service t...
ASPSP
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Mandatory ASPSP
Mandatory Account Servicing Payment Service ProviderMandatory Account Servicing Payment Service Providers are entities that are required by the CMA Orde...
PISP
Payment Initiation Services ProviderA Payment Initiation Services Provider provides an online service to initiate a payment order at the...
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