Flinks

Open banking API for account data (AIS), pay-by-bank payments (PIS) and account verification, covering 50+ banks across 5 countries.

50+
Banks
5
Countries
AIS + PIS
Products
Developer docsCheck your banks

Flinks at a glance

Headquarters
Canada
Banks covered
50+ institutions
Countries
5
Products
Account data (AIS), pay-by-bank payments (PIS) and account verification
Bank connections
Official APIs, with screen scraping for some banks
Sandbox
Yes
Pricing
Not disclosed (sales-gated) (quote from sales)
Last updated
October 2026

Source: Open Banking Tracker data and Flinks's public documentation and regulator registers. Confirm details with Flinks before you rely on them.

Coverage by country

Banks supported by Flinks

50+ institutions connect through Flinks. Pick a bank for its connection guide, or check a whole list of banks at once.

Bank of AmericaBank of America Connect guide →Bank of the WestBank of the West Connect guide →BBVABBVA Connect guide →Capital OneCapital One Connect guide →ChimeChime Connect guide →CIBCCIBC Connect guide →EQ BankEQ Bank Connect guide →FIFTH THIRD BANKFIFTH THIRD BANK Connect guide →HSBCHSBC Connect guide →KeyBankKeyBank Connect guide →KOHOKOHO Connect guide →Marcus by Goldman SachsMarcus by Goldman Sachs Connect guide →Navy Federal Credit UnionNavy Federal Credit Union Connect guide →Neo FinancialNeo Financial Connect guide →REGIONS BANKREGIONS BANK Connect guide →Royal Bank of Canada (RBC)Royal Bank of Canada (RBC) Connect guide →TD BankTD Bank Connect guide →USAAUSAA Connect guide →Wells FargoWells Fargo Connect guide →

Flinks vs alternatives

All Flinks alternatives · Compare any two aggregators · Which aggregator covers your banks?

What is Flinks?

Flinks is a banking API aggregator: one integration model so apps can reach many institutions with user consent. We list about 50 institutions in this directory; your app’s real coverage can still differ by product and market. For a simple mental model, Flinks is like a power strip for financial data: many banks share one interface, and your product plugs in once.

Flinks FAQ

Flinks is an open banking API aggregator focused on North America. It provides account information (AIS), payment initiation (PIS), account or identity verification through a single integration, so apps can reach many banks with the customer's consent instead of building one connection per bank.

Open Banking Tracker lists 50 institutions reachable through Flinks. Real coverage can differ by product, market, and individual bank, so use the supported-banks table on this page and confirm specific institutions in Flinks's own documentation.

Yes. Flinks offers payment initiation (PIS), so you can move money account-to-account ("pay by bank") with the payer's authorisation. Product names and market availability vary — confirm in Flinks's documentation.

Yes. Flinks offers verification products (such as account-ownership or income checks) built on its open banking connectivity. Canadian / North American aggregator: Connect (data), Enrich, Pay (Interac/EFT), Upload (verification). Canada has no live statutory open-banking regime yet — the Consumer-Driven Banking Act received Royal Assent March 2026, with draft regulations published June 2026 and not yet in force as of Sept 2026. Availability varies by market — confirm in Flinks's documentation.

Flinks pricing is sales-gated (you contact sales for rates): Not disclosed (sales-gated). A free developer sandbox is available to test before you commit.

Open Banking Tracker lists institutions in 5 countries reachable through Flinks. The most covered are Canada, United States, United Kingdom, Spain and Colombia. Coverage varies by product, so confirm specific banks in Flinks's documentation.