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Toast Alternatives

Compare 10 alternatives to Toast for vertical saas and embedded payments solutions

Looking for Toast Alternatives?

Toast is a leading embedded finance platform offering vertical saas, embedded payments, embedded payroll, embedded lending solutions. Restaurant management platform with embedded financial services. Toast provides POS, payments, payroll, and working capital for restaurants through an...

Below we've compiled the top 10 alternatives to Toast, ranked by feature similarity and market focus. Whether you're looking for different pricing, geographic coverage, or specific API capabilities, this comparison will help you find the right embedded finance partner for your platform.

10
Alternatives Found
4
Categories Compared
2
Target Markets
4
API Products

Top Toast Alternatives

1
ServiceTitan
ServiceTitan
United States
Est. 2012

Software platform for home and commercial service businesses with embedded finance. ServiceTitan offers scheduling, dispatching, payments, and financi...

Vertical SaaSEmbedded PaymentsEmbedded Lending
2
Procore
Procore
United States
Est. 2002

Construction management platform with embedded financial services. Procore offers project management, payments, and insurance products tailored for th...

Vertical SaaSEmbedded PaymentsEmbedded Insurance
3
Kanmon
Kanmon
United States
Est. 2021

Embedded B2B lending infrastructure for SaaS platforms. Kanmon enables vertical software companies to offer working capital, invoice financing, and eq...

Embedded LendingB2B Buy Now Pay Later
4
Pipe
Pipe
United States
Est. 2019

Embedded capital platform turning recurring revenue into upfront capital. Pipe enables platforms to offer non-dilutive financing to SaaS companies bas...

Embedded LendingEmbedded Capital
5
Lendio
Lendio
United States
Est. 2011

Small business lending marketplace with embedded finance APIs. Lendio enables platforms to offer loan matching and financing options to SMB customers ...

Embedded Lendingmarketplace
6
Gusto Embedded
Gusto Embedded
United States
Est. 2011

Embedded payroll infrastructure from Gusto. Enables vertical SaaS, POS systems, and HR platforms to offer full-service payroll, tax filing, and benefi...

Embedded PayrollHR ServicesCompliance
7
Check (Payroll)
Check (Payroll)
United States
Est. 2019

Payroll infrastructure API for platforms. Check enables software companies to embed payroll, tax compliance, and workforce payments into their product...

Embedded PayrollCompliancePayments
8
Remote
Remote
United States
Est. 2019

Global HR and payroll platform with embedded capabilities. Remote enables platforms to offer employer-of-record, contractor payments, and internationa...

Embedded PayrollHR ServicesGlobal Payments
9
Clair
Clair
United States
Est. 2019

Embedded earned wage access platform for workforce management systems. Clair enables employers and HR platforms to offer on-demand pay without predato...

Embedded PayrollEarned Wage AccessBanking-as-a-Service
10
Toku
Toku
United States
Est. 2021

Token compensation and payroll infrastructure for Web3 companies. Toku enables crypto-native companies to handle compliant token grants, payroll, and ...

Embedded PayrollCrypto ServicesCompliance

Feature Comparison

FeatureToast
Current
ServiceTitanProcoreKanmonPipeLendio
Headquarters
United States
United States
United States
United States
United States
United States
Founded201220122002202120192011
Clients100000+100000+16000+20+25000+300000+
API Products444333
DeploymentCloud, SaaSCloud, SaaSCloud, SaaSCloud, SaaSCloud, SaaSCloud, SaaS
Developer Docs
Public CompanyTOSTTTANPCORPrivatePrivatePrivate

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