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Parafin Alternatives

Compare 10 alternatives to Parafin for lending and embedded capital solutions

Looking for Parafin Alternatives?

Parafin is a leading embedded finance platform offering lending, embedded capital, merchant financing solutions. Embedded capital platform enabling platforms to offer financing to their merchants and sellers. Parafin provides white-label working capital, cash adv...

Below we've compiled the top 10 alternatives to Parafin, ranked by feature similarity and market focus. Whether you're looking for different pricing, geographic coverage, or specific API capabilities, this comparison will help you find the right embedded finance partner for your platform.

10
Alternatives Found
3
Categories Compared
3
Target Markets
4
API Products

Top Parafin Alternatives

1
Liberis
Liberis
United Kingdom
Est. 2007

Embedded finance platform specializing in revenue-based financing for SMBs. Liberis partners with payment processors, banks, and platforms to offer wh...

Embedded CapitalMerchant FinancingEmbedded Lending
2
Pipe
Pipe
United States
Est. 2019

Embedded capital platform turning recurring revenue into upfront capital. Pipe enables platforms to offer non-dilutive financing to SaaS companies bas...

Embedded CapitalEmbedded Lending
3
Unit
Unit
United States
Est. 2019

All-in-one embedded finance platform providing banking, lending, and payments infrastructure. Unit partners with banks to offer white-label checking a...

LendingBanking-as-a-ServiceCard Issuing
4
Column
Column
United States
Est. 2021

Nationally chartered bank built for developers. Column provides direct bank access via API for ACH, wire, card issuing, and lending without BaaS middl...

LendingBanking-as-a-ServicePayments
5
Bond Financial (FIS)
Bond Financial (FIS)
United States
Est. 2019

Embedded finance platform acquired by FIS in 2023. Bond enables brands to offer banking, cards, and credit products through unified APIs and pre-built...

LendingBanking-as-a-ServiceCard Issuing
6
Stripe Treasury
Stripe Treasury
United States
Est. 2010

Banking-as-a-Service API from Stripe enabling platforms to embed financial services. Treasury provides FDIC-insured accounts, card issuing, and money ...

Banking-as-a-ServicePayments
7
Finix
Finix
United States
Est. 2015

Payments infrastructure for platforms and marketplaces. Finix enables companies to own their payments stack with acquiring, onboarding, and payout inf...

PaymentsPayment Acquiring
8
Moov Financial
Moov Financial
United States
Est. 2017

Developer-first money movement platform. Moov provides APIs for ACH, card payments, and wallet transfers with a focus on simplicity and transparent pr...

PaymentsAccounts
9
Modern Treasury
Modern Treasury
United States
Est. 2018

Payment operations platform providing ledger, reconciliation, and money movement infrastructure. Modern Treasury enables companies to automate complex...

Financial LedgerPayments
10
Swan
Swan
France
Est. 2019

European embedded banking platform enabling companies to offer branded IBANs, cards, and payments. Regulated as a Payment Institution with direct SEPA...

Banking-as-a-ServiceAccounts

Feature Comparison

FeatureParafin
Current
LiberisPipeUnitColumnBond Financial (FIS)
Headquarters
United States
United Kingdom
United States
United States
United States
United States
Founded202020072019201920212019
Clients20+40000+25000+200+100+50+
API Products433444
DeploymentCloud, SaaSCloud, SaaSCloud, SaaSCloud, SaaSCloud, SaaSCloud, SaaS
Developer Docs
Public CompanyPrivatePrivatePrivatePrivatePrivatePrivate

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