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Layer Alternatives

Compare 10 alternatives to Layer for embedded accounting and accounts solutions

Looking for Layer Alternatives?

Layer is a leading embedded finance platform offering embedded accounting, accounts solutions. Embedded accounting API for SMB platforms. Layer enables SaaS, fintechs, and vertical software to offer built-in bookkeeping, reconciliation, and fina...

Below we've compiled the top 10 alternatives to Layer, ranked by feature similarity and market focus. Whether you're looking for different pricing, geographic coverage, or specific API capabilities, this comparison will help you find the right embedded finance partner for your platform.

10
Alternatives Found
2
Categories Compared
4
Target Markets
3
API Products

Top Layer Alternatives

1
Unit
Unit
United States
Est. 2019

All-in-one embedded finance platform providing banking, lending, and payments infrastructure. Unit partners with banks to offer white-label checking a...

AccountsBanking-as-a-ServiceCard Issuing
2
Apideck
Apideck
Belgium
Est. 2020

Unified API platform for embedded integrations. Apideck enables SaaS and fintech platforms to connect to 200+ apps across accounting, CRM, HRIS, and f...

Embedded AccountingUnified APIIntegrations
3
Stripe Treasury
Stripe Treasury
United States
Est. 2010

Banking-as-a-Service API from Stripe enabling platforms to embed financial services. Treasury provides FDIC-insured accounts, card issuing, and money ...

AccountsBanking-as-a-ServicePayments
4
Swan
Swan
France
Est. 2019

European embedded banking platform enabling companies to offer branded IBANs, cards, and payments. Regulated as a Payment Institution with direct SEPA...

AccountsBanking-as-a-ServiceCard Issuing
5
Upsolve AI
Upsolve AI
United States
Est. 2024

Embedded analytics and GenBI platform (YC W24). Upsolve AI lets product teams embed customer-facing dashboards and AI-powered data exploration—natural...

embedded-analyticsembedded-bi
6
Treasury Prime
Treasury Prime
United States
Est. 2017

Banking-as-a-Service platform connecting fintechs with a network of partner banks. Provides unified APIs for deposits, payments, card issuing, and len...

AccountsBanking-as-a-ServicePayments
7
Bond Financial (FIS)
Bond Financial (FIS)
United States
Est. 2019

Embedded finance platform acquired by FIS in 2023. Bond enables brands to offer banking, cards, and credit products through unified APIs and pre-built...

AccountsBanking-as-a-ServiceCard Issuing
8
Solid
Solid
United States
Est. 2018

Embedded finance platform providing banking, cards, and crypto infrastructure via single API. Solid connects fintechs with partner banks for compliant...

AccountsBanking-as-a-ServiceCard Issuing
9
Moov Financial
Moov Financial
United States
Est. 2017

Developer-first money movement platform. Moov provides APIs for ACH, card payments, and wallet transfers with a focus on simplicity and transparent pr...

AccountsPaymentsWallets
10
Fragment
Fragment
United States
Est. 2021

Developer-first ledger API for fintech applications. Fragment provides a GraphQL-based double-entry ledger designed for building financial products wi...

AccountsFinancial Ledger

Feature Comparison

FeatureLayer
Current
UnitApideckStripe TreasurySwanUpsolve AI
Headquarters
United States
United States
Belgium
United States
France
United States
Founded202220192020201020192024
Clients200+200+1000+150+
API Products344442
DeploymentCloud, SaaSCloud, SaaSCloud, SaaSCloud, SaaSCloud, SaaSCloud, SaaS
Developer Docs
Public CompanyPrivatePrivatePrivatePrivatePrivatePrivate

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