Name: Kota Embedded Finance Platform
Brand: Kota

About Kota

Dublin-based embedded employee benefits platform and API that lets HR, payroll and vertical SaaS platforms offer pensions, health insurance, life assurance and flexible benefits in-product. Regulated by the Central Bank of Ireland, Kota connects insurers and pension providers directly to HRIS and payroll systems, replacing traditional brokers and manual admin. Formerly Yonder; raised a €12.8M Series A led by Eurazeo in 2025 (≈$22.9M total funding).

Products & Solutions

Pensions

Workplace pension schemes including auto-enrolment, set up and administered through the platform

Health insurance

Group and individual health coverage distributed and managed in-product

Life assurance & protection

Life assurance, income protection and critical illness cover

Flexible benefits

Configurable flex benefits platform with employee allowances

Flex spend cards

Debit cards for employees to spend benefit allowances

Embedded API

API-only integration giving platforms full control to orchestrate the benefits journey, with insurer and pension-provider connectivity and HRIS/payroll sync