Oscilar logo

Oscilar

AI-native risk decisioning platform for banks, fintechs, and credit unions. Unifies fraud defense, credit underwriting, onboarding risk, and AML compl...

2021
Founded
5
Products

About Oscilar

AI-native risk decisioning platform for banks, fintechs, and credit unions. Unifies fraud defense, credit underwriting, onboarding risk, and AML compliance with workflow automation, explainable decisions, and agentic AI for data fetch, scoring, and escalations under human-in-the-loop governance.

Products & Solutions

Oscilar Platform
End-to-end risk operations across onboarding, payments, fraud, credit, and compliance
Oscilar AI
Agentic AI for workflows, recommendations, rule optimization, and bounded approvals
Cognitive Identity Intelligence
Device and behavioral intelligence for identity and fraud across the customer journey
AML & Case Management
AML programs and case workflows for banks, sponsor banks, and fintechs
Credit Decisioning
B2B and B2C underwriting, portfolio monitoring, and collections

Solution Categories

Fraud DetectionComplianceRisk ManagementOnboardingIdentity Verification

Target Markets

Retail BanksFintechsCredit UnionsCommunity BanksNeobanks

Deployment Options

CloudSaaS

Customers

SoFi
Risk data and decisioning for digital finance products
MoneyGram
Strategic technology partnership for AI-native risk
Nuvei
Underwriting efficiency and payment risk operations

Explore More

Want to integrate Accounting & ERP data?

Connect to 30+ accounting platforms and ERPs through a single unified API with Apideck.