TrueLayer vs Yapily: both are open banking API aggregators offering account information (AIS) and payment initiation (PIS). TrueLayer has the broader connectivity footprint (64 vs 47 countries of bank coverage), and they overlap on 45 shared markets.
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TrueLayer vs Yapily at a glance
| TrueLayer | Yapily | |
|---|---|---|
| Headquarters | GB | GB |
| Market focus | Multi-region | Multi-region |
| Countries covered | 64 | 47 |
| Institutions tracked | 70 | 445 |
| Account data (AIS) | ||
| Payments (PIS) | ||
| Verification | ||
| Regulated | FCA, Central Bank of Ireland, PSD2 | FCA, Bank of Lithuania, PSD2 |
| Sandbox | ||
| Pricing model | Custom / enterprise quote; payments priced per transaction | Custom / sales-negotiated by business stage and volume |
| Free production tier | — | — |
| Developer portal | ||
| Sources | ||
| View TrueLayer | View Yapily |
TrueLayer vs Yapily: bank coverage overlap
TrueLayer and Yapily share 45 markets where both connect to banks. TrueLayer additionally reaches 19 markets Yapily does not (AE, BD, CN, CO, IN, JP, KR, KY…), while Yapily reaches 2 markets TrueLayer does not (EC, TL).
Coverage figures are derived from verified per-bank connectivity data tracked on Open Banking Tracker, not provider marketing claims. See the coverage explorer for the full breakdown by continent.
Choose TrueLayer if…
- you need the widest country coverage (64 markets)
- you prefer a provider headquartered in the United Kingdom
Choose Yapily if…
- you want the largest number of connected institutions (445)
- you prefer a provider headquartered in the United Kingdom
Frequently asked questions
What is the difference between TrueLayer and Yapily?
TrueLayer vs Yapily: both are open banking API aggregators offering account information (AIS) and payment initiation (PIS). TrueLayer has the broader connectivity footprint (64 vs 47 countries of bank coverage), and they overlap on 45 shared markets.
Which has wider bank coverage, TrueLayer or Yapily?
TrueLayer has wider coverage, reaching 64 countries versus 47 for Yapily. They overlap on 45 shared markets.
Can I use both TrueLayer and Yapily?
Yes. Many teams use more than one open banking aggregator — for example one for its strongest region and another for fallback coverage or specific institutions. Both TrueLayer and Yapily expose account information (AIS) and payment initiation (PIS) APIs that can run in parallel.