Mono (acquired by Flutterwave)

Open banking API for account data (AIS), pay-by-bank payments (PIS) and account verification, covering 24+ banks across 3 countries.

24+
Banks
3
Countries
AIS + PIS
Products
Developer docsAPI & SDKs on API TrackerCheck your banks

Mono (acquired by Flutterwave) at a glance

Headquarters
Nigeria
Banks covered
24+ institutions
Countries
3
Products
Account data (AIS), pay-by-bank payments (PIS) and account verification
Bank connections
Credential-based (screen scraping)
Sandbox
Yes
Pricing
Sales-gated (self-serve keys; pricing not published) (quote from sales)
Last updated
October 2026

Source: Open Banking Tracker data and Mono (acquired by Flutterwave)'s public documentation and regulator registers. Confirm details with Mono (acquired by Flutterwave) before you rely on them.

Coverage by country

Banks supported by Mono (acquired by Flutterwave)

24+ institutions connect through Mono (acquired by Flutterwave). Pick a bank for its connection guide, or check a whole list of banks at once.

Access BankAccess Bank Connect guide →ALAT by WEMAALAT by WEMA Connect guide →AltBankAltBank Connect guide →BrassBrass Connect guide →ChakaChaka Connect guide →CowrywiseCowrywise Connect guide →Ecobank NigeriaEcobank Nigeria Connect guide →Fidelity BankFidelity Bank Connect guide →FIRST BANKFIRST BANK Connect guide →First City Monument Bank (FCMB)First City Monument Bank (FCMB) Connect guide →GTBankGTBank Connect guide →Heritage Bank NigeriaHeritage Bank Nigeria Connect guide →Keystone BankKeystone Bank Connect guide →KudaKuda Connect guide →OpayOpay Connect guide →PiggyvestPiggyvest Connect guide →ProvidusBankProvidusBank Connect guide →RisevestRisevest Connect guide →Stanbic IBTC BankStanbic IBTC Bank Connect guide →Standard Chartered South AfricaStandard Chartered South Africa Connect guide →Sterling BankSterling Bank Connect guide →Union Bank of NigeriaUnion Bank of Nigeria Connect guide →VULTeVULTe Connect guide →Zenith BankZenith Bank Connect guide →

Mono (acquired by Flutterwave) vs alternatives

All Mono (acquired by Flutterwave) alternatives · Compare any two aggregators · Which aggregator covers your banks?

What is Mono (acquired by Flutterwave)?

Mono (acquired by Flutterwave) is a banking API aggregator: one integration model so apps can reach many institutions with user consent. We list about 24 institutions in this directory; your app’s real coverage can still differ by product and market. For a simple mental model, Mono (acquired by Flutterwave) is like a power strip for financial data: many banks share one interface, and your product plugs in once.

Building on Mono (acquired by Flutterwave)? See its API and SDKs on API Tracker.

Mono (acquired by Flutterwave) FAQ

Mono (acquired by Flutterwave) is an open banking API aggregator focused on Africa. It provides account information (AIS), payment initiation (PIS), account or identity verification through a single integration, so apps can reach many banks with the customer's consent instead of building one connection per bank.

Open Banking Tracker lists 24 institutions reachable through Mono (acquired by Flutterwave). Real coverage can differ by product, market, and individual bank, so use the supported-banks table on this page and confirm specific institutions in Mono (acquired by Flutterwave)'s own documentation.

Yes. Mono (acquired by Flutterwave) offers payment initiation (PIS), so you can move money account-to-account ("pay by bank") with the payer's authorisation. Product names and market availability vary — confirm in Mono (acquired by Flutterwave)'s documentation.

Yes. Mono (acquired by Flutterwave) offers verification products (such as account-ownership or income checks) built on its open banking connectivity. African (Nigeria/Ghana/SA) open-banking infra, a Flutterwave company: Connect (data), DirectPay/DirectDebit (PIS), Lookup/Prove (verification). CBN status not stated on own site. Checked the CBN's published list of 16 licensed Switching & Processing companies (Sept 2026): Mono does not appear on it. Availability varies by market — confirm in Mono (acquired by Flutterwave)'s documentation.

Mono (acquired by Flutterwave) pricing is sales-gated (you contact sales for rates): Sales-gated (self-serve keys; pricing not published). A free developer sandbox is available to test before you commit.

Open Banking Tracker lists institutions in 3 countries reachable through Mono (acquired by Flutterwave). The most covered are Nigeria, United States and South Africa. Coverage varies by product, so confirm specific banks in Mono (acquired by Flutterwave)'s documentation.