Mastercard Open Banking (formerly Finicity) vs Volt: both are open banking API aggregators offering account information (AIS) and payment initiation (PIS). Volt has the broader connectivity footprint (50 vs 6 countries of bank coverage), and they overlap on 4 shared markets. Mastercard Open Banking (formerly Finicity) is headquartered in US, while Volt is based in GB.
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Mastercard Open Banking (formerly Finicity) vs Volt at a glance
| Mastercard Open Banking (formerly Finicity) | Volt | |
|---|---|---|
| Headquarters | US | GB |
| Market focus | Multi-region | Global real-time payments |
| Countries covered | 6 | 50 |
| Institutions tracked | 4,351 | 1,668 |
| Account data (AIS) | ||
| Payments (PIS) | — | |
| Verification | ||
| Regulated | US | FCA, KNF (Poland) |
| Sandbox | ||
| Pricing model | Custom / enterprise quote | Custom / enterprise quote (per-deal A2A network) |
| Free production tier | — | — |
| Developer portal | ||
| Sources | ||
| View Mastercard Open Banking (formerly Finicity) | View Volt |
Mastercard Open Banking (formerly Finicity) vs Volt: bank coverage overlap
Mastercard Open Banking (formerly Finicity) and Volt share 4 markets where both connect to banks. Mastercard Open Banking (formerly Finicity) additionally reaches 2 markets Volt does not (NG, PR), while Volt reaches 46 markets Mastercard Open Banking (formerly Finicity) does not (AL, BA, BE, BG, BR, CH, CY, CZ…).
Coverage figures are derived from verified per-bank connectivity data tracked on Open Banking Tracker, not provider marketing claims. See the coverage explorer for the full breakdown by continent.
Choose Mastercard Open Banking (formerly Finicity) if…
- you want the largest number of connected institutions (4,351)
- you prefer a provider headquartered in the United States
Choose Volt if…
- you need the widest country coverage (50 markets)
- your focus market is Global real-time payments
- you prefer a provider headquartered in the United Kingdom
Frequently asked questions
What is the difference between Mastercard Open Banking (formerly Finicity) and Volt?
Mastercard Open Banking (formerly Finicity) vs Volt: both are open banking API aggregators offering account information (AIS) and payment initiation (PIS). Volt has the broader connectivity footprint (50 vs 6 countries of bank coverage), and they overlap on 4 shared markets. Mastercard Open Banking (formerly Finicity) is headquartered in US, while Volt is based in GB.
Which has wider bank coverage, Mastercard Open Banking (formerly Finicity) or Volt?
Volt has wider coverage, reaching 50 countries versus 6 for Mastercard Open Banking (formerly Finicity). They overlap on 4 shared markets.
Can I use both Mastercard Open Banking (formerly Finicity) and Volt?
Yes. Many teams use more than one open banking aggregator — for example one for its strongest region and another for fallback coverage or specific institutions. Both Mastercard Open Banking (formerly Finicity) and Volt expose account information (AIS) and payment initiation (PIS) APIs that can run in parallel.