Mastercard Open Banking (formerly Finicity)vsSalt Edge

Mastercard Open Banking (formerly Finicity) vs Salt Edge

Open banking API aggregator comparison — coverage, markets, and capabilities side by side.

Mastercard Open Banking (formerly Finicity) vs Salt Edge: both are open banking API aggregators offering account information (AIS) and payment initiation (PIS). Salt Edge has the broader connectivity footprint (73 vs 6 countries of bank coverage), and they overlap on 5 shared markets. Mastercard Open Banking (formerly Finicity) is headquartered in US, while Salt Edge is based in ES.

Mastercard Open Banking (formerly Finicity)
Option A

Mastercard Open Banking (formerly Finicity)

HQ: US
Salt Edge
Option B

Salt Edge

HQ: ES

Mastercard Open Banking (formerly Finicity) vs Salt Edge at a glance

Mastercard Open Banking (formerly Finicity)Salt Edge
HeadquartersUSES
Market focusMulti-regionMulti-region
Countries covered673
Institutions tracked4,3511,586
Account data (AIS)
Payments (PIS)—
Verification—
RegulatedUSFCA, PSD2 AISP
Sandbox
Pricing modelCustom / enterprise quoteCustom / enterprise quote
Free production tier——
Developer portal
Sources
2 sources
4 sources
View Mastercard Open Banking (formerly Finicity)View Salt Edge

Mastercard Open Banking (formerly Finicity) vs Salt Edge: bank coverage overlap

Mastercard Open Banking (formerly Finicity) and Salt Edge share 5 markets where both connect to banks. Mastercard Open Banking (formerly Finicity) additionally reaches 1 markets Salt Edge does not (PR), while Salt Edge reaches 68 markets Mastercard Open Banking (formerly Finicity) does not (AD, AE, AL, AX, AZ, BA, BD, BE…).

Coverage figures are derived from verified per-bank connectivity data tracked on Open Banking Tracker, not provider marketing claims. See the coverage explorer for the full breakdown by continent.

Choose Mastercard Open Banking (formerly Finicity) if…

  • you want the largest number of connected institutions (4,351)
  • you prefer a provider headquartered in the United States

Choose Salt Edge if…

  • you need the widest country coverage (73 markets)
  • you prefer a provider headquartered in Spain

Frequently asked questions

What is the difference between Mastercard Open Banking (formerly Finicity) and Salt Edge?

Mastercard Open Banking (formerly Finicity) vs Salt Edge: both are open banking API aggregators offering account information (AIS) and payment initiation (PIS). Salt Edge has the broader connectivity footprint (73 vs 6 countries of bank coverage), and they overlap on 5 shared markets. Mastercard Open Banking (formerly Finicity) is headquartered in US, while Salt Edge is based in ES.

Which has wider bank coverage, Mastercard Open Banking (formerly Finicity) or Salt Edge?

Salt Edge has wider coverage, reaching 73 countries versus 6 for Mastercard Open Banking (formerly Finicity). They overlap on 5 shared markets.

Can I use both Mastercard Open Banking (formerly Finicity) and Salt Edge?

Yes. Many teams use more than one open banking aggregator — for example one for its strongest region and another for fallback coverage or specific institutions. Both Mastercard Open Banking (formerly Finicity) and Salt Edge expose account information (AIS) and payment initiation (PIS) APIs that can run in parallel.

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