GoCardless vs Nordigen (acquired by GoCardless): both are open banking API aggregators offering account information (AIS) and payment initiation (PIS). Nordigen (acquired by GoCardless) has the broader connectivity footprint (63 vs 54 countries of bank coverage), and they overlap on 48 shared markets. GoCardless is headquartered in GB, while Nordigen (acquired by GoCardless) is based in LT.
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GoCardless vs Nordigen (acquired by GoCardless) at a glance
| GoCardless | Nordigen (acquired by GoCardless) | |
|---|---|---|
| Headquarters | GB | LT |
| Market focus | Multi-region | Multi-region |
| Countries covered | 54 | 63 |
| Institutions tracked | 2,228 | 54 |
| Account data (AIS) | ||
| Payments (PIS) | — | |
| Verification | — | |
| Regulated | FCA | FCMC (Latvia), PSD2 AISP |
| Sandbox | ||
| Pricing model | Payments: pay-as-you-go per transaction (published); Bank Account Data: freemium (free AIS) | Freemium: free AIS bank account data + paid premium/advanced data |
| Free production tier | ||
| Developer portal | ||
| Sources | ||
| View GoCardless | View Nordigen (acquired by GoCardless) |
GoCardless vs Nordigen (acquired by GoCardless): bank coverage overlap
GoCardless and Nordigen (acquired by GoCardless) share 48 markets where both connect to banks. GoCardless additionally reaches 6 markets Nordigen (acquired by GoCardless) does not (AL, BS, EC, GI, MC, RS), while Nordigen (acquired by GoCardless) reaches 15 markets GoCardless does not (CN, CO, ID, IN, JP, KR, LK, MA…).
Coverage figures are derived from verified per-bank connectivity data tracked on Open Banking Tracker, not provider marketing claims. See the coverage explorer for the full breakdown by continent.
Choose GoCardless if…
- you want the largest number of connected institutions (2,228)
- you prefer a provider headquartered in the United Kingdom
Choose Nordigen (acquired by GoCardless) if…
- you need the widest country coverage (63 markets)
- you prefer a provider headquartered in Lithuania
Frequently asked questions
What is the difference between GoCardless and Nordigen (acquired by GoCardless)?
GoCardless vs Nordigen (acquired by GoCardless): both are open banking API aggregators offering account information (AIS) and payment initiation (PIS). Nordigen (acquired by GoCardless) has the broader connectivity footprint (63 vs 54 countries of bank coverage), and they overlap on 48 shared markets. GoCardless is headquartered in GB, while Nordigen (acquired by GoCardless) is based in LT.
Which has wider bank coverage, GoCardless or Nordigen (acquired by GoCardless)?
Nordigen (acquired by GoCardless) has wider coverage, reaching 63 countries versus 54 for GoCardless. They overlap on 48 shared markets.
Can I use both GoCardless and Nordigen (acquired by GoCardless)?
Yes. Many teams use more than one open banking aggregator — for example one for its strongest region and another for fallback coverage or specific institutions. Both GoCardless and Nordigen (acquired by GoCardless) expose account information (AIS) and payment initiation (PIS) APIs that can run in parallel.