FriendlyScore

Open banking API for account data (AIS), pay-by-bank payments (PIS) and account verification, covering 16+ banks across 2 countries.

16+
Banks
2
Countries
AIS + PIS
Products

FriendlyScore at a glance

Headquarters
United Kingdom
Banks covered
16+ institutions
Countries
2
Products
Account data (AIS), pay-by-bank payments (PIS) and account verification
Licence
FCA authorised and regulated (FRN 821100)
Bank connections
Official bank APIs
Sandbox
No
Pricing
Sales-gated; contact for pricing (quote from sales)
Last updated
November 2026

Source: Open Banking Tracker data and FriendlyScore's public documentation and regulator registers. Confirm details with FriendlyScore before you rely on them.

Coverage by country

Banks supported by FriendlyScore

16+ institutions connect through FriendlyScore. Pick a bank for its connection guide, or check a whole list of banks at once.

FriendlyScore vs alternatives

All FriendlyScore alternatives · Compare any two aggregators · Which aggregator covers your banks?

What is FriendlyScore?

FriendlyScore is a banking API aggregator: one integration model so apps can reach many institutions with user consent. We list about 16 institutions in this directory; your app’s real coverage can still differ by product and market. For a simple mental model, FriendlyScore is like a power strip for financial data: many banks share one interface, and your product plugs in once.

Building on FriendlyScore? See its API and SDKs on API Tracker.

FriendlyScore FAQ

FriendlyScore is an open banking API aggregator headquartered in GB. It provides account information (AIS), payment initiation (PIS), account or identity verification through a single integration, so apps can reach many banks with the customer's consent instead of building one connection per bank.

Open Banking Tracker lists 16 institutions reachable through FriendlyScore. Real coverage can differ by product, market, and individual bank, so use the supported-banks table on this page and confirm specific institutions in FriendlyScore's own documentation.

Yes. FCA authorised and regulated (FRN 821100). Authorisations held: FCA, PSD2. Verify current licensing on the relevant regulator's public register before you rely on it.

Yes. FriendlyScore offers payment initiation (PIS), so you can move money account-to-account ("pay by bank") with the payer's authorisation. Product names and market availability vary — confirm in FriendlyScore's documentation.

Yes. FriendlyScore offers verification products (such as account-ownership or income checks) built on its open banking connectivity. Rebranded to Planky (domain redirects). Originally credit-scoring/enrichment; now positioned as AIS + PIS + affordability/verification. FCA register still lists the entity as "Friendly Score UK Ltd" (RAISP), not "Planky". Availability varies by market — confirm in FriendlyScore's documentation.

FriendlyScore pricing is sales-gated (you contact sales for rates): Sales-gated; contact for pricing.

Open Banking Tracker lists institutions in 2 countries reachable through FriendlyScore. The most covered are United Kingdom and Ireland. Coverage varies by product, so confirm specific banks in FriendlyScore's documentation.