Floid Open Banking API: Supported Banks, Coverage & Alternatives (2026)

Floid at a glance

Headquarters: Chile
Banks covered: 16+ institutions
Countries: 3
Products: Account data (AIS), pay-by-bank payments (PIS) and account verification
Licence: Operates under Chilean Fintech Law 21.521 / CMF Open Finance and Banco Central de Chile rules
Bank connections: Credential-based (screen scraping)
Sandbox: No
Pricing: Not disclosed (contact sales) (quote from sales)
Last updated: October 2026

Source: Open Banking Tracker data and Floid's public documentation and regulator registers. Confirm details with Floid before you rely on them.

Coverage by country

Banks supported by Floid

16+ institutions connect through Floid. Pick a bank for its connection guide, or check a whole list of banks at once.

Floid vs alternatives

All Floid alternatives · Compare any two aggregators · Which aggregator covers your banks?

What is Floid?

Floid is a banking API aggregator: one integration model so apps can reach many institutions with user consent. We list about 16 institutions in this directory; your app’s real coverage can still differ by product and market. For a simple mental model, Floid is like a power strip for financial data: many banks share one interface, and your product plugs in once.

Floid FAQ

What is Floid?

Floid is an open banking API aggregator focused on Latin America and United States. It provides account information (AIS), payment initiation (PIS), account or identity verification through a single integration, so apps can reach many banks with the customer's consent instead of building one connection per bank.

How many banks does Floid support?

Open Banking Tracker lists 16 institutions reachable through Floid. Real coverage can differ by product, market, and individual bank, so use the supported-banks table on this page and confirm specific institutions in Floid's own documentation.

Is Floid regulated?

Yes. Operates under Chilean Fintech Law 21.521 / CMF Open Finance and Banco Central de Chile rules. Authorisations held: CMF (Chile). Verify current licensing on the relevant regulator's public register before you rely on it.

Does Floid support payments (pay by bank)?

Yes. Floid offers payment initiation (PIS), so you can move money account-to-account ("pay by bank") with the payer's authorisation. Product names and market availability vary — confirm in Floid's documentation.

Does Floid offer account or income verification?

Yes. Floid offers verification products (such as account-ownership or income checks) built on its open banking connectivity. LatAm (Chile, Peru, US) Open Finance: PIS, AIS/income, and identity/registry verification. ISO 27001. Checked CMF's Fintech Law registry (Sept 2026): could not locate a Floid entry, and Chile's Open Finance regime specifically (vs. the general Fintech Law) is not yet operational. Availability varies by market — confirm in Floid's documentation.

Is Floid free to use, and is there a sandbox?

Floid pricing is sales-gated (you contact sales for rates): Not disclosed (contact sales).

Which countries does Floid cover?

Open Banking Tracker lists institutions in 3 countries reachable through Floid. The most covered are Chile, Colombia and Peru. Coverage varies by product, so confirm specific banks in Floid's documentation.